Adult Disability Care in Elsmere, KY: In-Home Support

Local figures

Disability Care for Adults in Elsmere, KY: the local picture

17%

of residents aged 18 to 64 have a disability (12% in Kenton County)

373

residents aged 18 to 64 have difficulty doing errands alone

5.4%

of households have no vehicle (6.8% in Kenton County)

7

Medicare-certified home health agencies list Elsmere ZIP codes in their service area

About 1,023 Elsmere residents aged 18 to 64 report a disability (17%; 12% in Kenton County).

373 of them have difficulty doing errands such as shopping or visiting a doctor alone, the kind of help a support caregiver gives.

5.4% of Elsmere households have no vehicle (6.8% in Kenton County); say in your posting if you need a caregiver who drives.

Elsmere compared with Kenton County and Kentucky

Census figure	Elsmere	Kenton County	Kentucky
Residents 18 to 64 with a disability	17%	12%	16%
Residents 18 to 64 with difficulty doing errands alone	6.3%	3.6%	5.9%
Households with no vehicle	5.4%	6.8%	6.8%
Residents 5+ who speak a language other than English at home	7.4%	5.5%	6.8%
Residents 65+ with a disability	39%	34%	39%
Residents 65+ below the poverty line (approx.)	16%	11%	13%
Median income, households headed by someone 65+	$46,042	$53,712	—

Older residents in towns around Elsmere

Town	Distance	Residents 65+	Disability (18 to 64)
Edgewood, KY	2.5 mi	2,134	6.0%
Florence, KY	2.5 mi	6,440	11%
Crestview Hills, KY	2.7 mi	611	7.0%
Erlanger, KY	3.2 mi	3,132	12%
Lakeside Park, KY	3.4 mi	505	2.5%
Independence, KY	3.9 mi	3,131	11%

Home health agencies serving Elsmere

Agency	Office	Distance	CMS quality stars	Services listed	Phone
St Elizabeth Home Care	Florence, KY	2.2 mi	4.5 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(859) 283-1500
Amedisys Home Health Of Kentucky	Crestview Hills, KY	3.4 mi	4 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work	(859) 441-7999
Centerwell Home Health	Fort Mitchell, KY	3.4 mi	4 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(859) 331-5800
Interim Healthcare Of Northern Kentucky	Edgewood, KY	3.4 mi	3.5 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(859) 578-9191
Caretenders Of Northern Kentucky	Fort Wright, KY	6.9 mi	3 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(859) 578-0022

Straight-line miles from the center of Elsmere. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a disability support caregiver can help with

Personal care, on the person’s terms
Cooking, shopping and housekeeping
Getting to work, school, appointments and activities
Keeping routines the person sets

Cost

What disability care for adults costs in Elsmere

At the Kentucky median aide wage of $17.52 an hour, 20 hours of help a week comes to about $1,518 a month in wages, which is 40% of the $3,837 monthly median income of Elsmere households headed by someone 65 or older. Private rates are agreed directly with the caregiver, so yours may be higher or lower. Kentucky's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see How to get paid to care for a family member in Kentucky: Participant Directed Services.

Before you hire

What to know before hiring a disability support caregiver

Many state Medicaid programs let adults with disabilities direct their own care: they, or a representative, hire and supervise the caregiver.

Questions worth asking: Have you supported adults with a disability like mine (or my family member’s)? How do you support someone to do things themselves? Can you drive to work, school or day programs? More in our disability care for adults guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Disability Care for Adults in Elsmere: common questions

How much does disability care for adults cost in Elsmere?

At the Kentucky median aide wage of $17.52 an hour, 20 hours of help a week comes to about $1,518 a month in wages, which is 40% of the $3,837 monthly median income of Elsmere households headed by someone 65 or older. Private rates are agreed directly with the caregiver, so yours may be higher or lower. Kentucky's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Can an adult with a disability hire their own caregiver?

Yes. Many state Medicaid programs offer self-direction, where the person or a representative hires and supervises the caregiver. Our guide How to get paid to care for a family member in Kentucky: Participant Directed Services covers Kentucky.

More near Elsmere

More senior care near Elsmere

Disability Care for Adults in nearby cities

Other care in Elsmere

More for Elsmere families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

In-Home Support for Adults With Disabilities in Elsmere, KY