Adult Disability Care in Ludington, MI: In-Home Support

Local figures

Disability Care for Adults in Ludington, MI: the local picture

14%

of residents aged 18 to 64 have a disability (14% in Mason County)

132

residents aged 18 to 64 have difficulty doing errands alone

9.8%

of households have no vehicle (6.5% in Mason County)

12

Medicare-certified home health agencies list Ludington ZIP codes in their service area

About 543 Ludington residents aged 18 to 64 report a disability (14%; 14% in Mason County).

132 of them have difficulty doing errands such as shopping or visiting a doctor alone, the kind of help a support caregiver gives.

9.8% of Ludington households have no vehicle (6.5% in Mason County); say in your posting if you need a caregiver who drives.

Ludington compared with Mason County and Michigan

Census figure	Ludington	Mason County	Michigan
Residents 18 to 64 with a disability	14%	14%	12%
Residents 18 to 64 with difficulty doing errands alone	3.5%	4.4%	4.6%
Households with no vehicle	9.8%	6.5%	7.0%
Residents 5+ who speak a language other than English at home	4.9%	3.3%	10%
Residents 65+ with a disability	37%	33%	32%
Residents 65+ below the poverty line (approx.)	9.4%	9.6%	9.9%
Median income, households headed by someone 65+	$41,823	$51,773	—

Older residents in towns around Ludington

Town	Distance	Residents 65+	Disability (18 to 64)
Manistee, MI	21 mi	1,574	17%
Shelby, MI	24 mi	320	18%
Montague, MI	38 mi	486	13%
Whitehall, MI	39 mi	703	12%
Fremont, MI	42 mi	1,078	21%
Reed City, MI	47 mi	528	24%

Home health agencies serving Ludington

Agency	Office	Distance	CMS quality stars	Services listed	Phone
Elara Caring	Ludington, MI	0.8 mi	4.5 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(231) 629-8665
Corewell Health Visiting Nurse Association	Grand Rapids, MI	78 mi	4 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(616) 486-3951
Munson Home Care	Traverse City, MI	69 mi	3.5 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(800) 252-2065
Ace Home Health Care	Howard City, MI	61 mi	3 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(231) 937-4514
Residential Home Health And Hospice	Saginaw, MI	129 mi	3 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(810) 245-3300

Straight-line miles from the center of Ludington. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a disability support caregiver can help with

Personal care, on the person’s terms
Cooking, shopping and housekeeping
Getting to work, school, appointments and activities
Keeping routines the person sets

Cost

What disability care for adults costs in Ludington

At the Michigan median aide wage of $16.83 an hour, 20 hours of help a week comes to about $1,459 a month in wages, which is 42% of the $3,485 monthly median income of Ludington households headed by someone 65 or older. Private rates are agreed directly with the caregiver, so yours may be higher or lower. Michigan's minimum wage is $13.73 an hour (U.S. Department of Labor table, updated July 1, 2026), rising to $15.00 on January 1, 2027.

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a disability support caregiver

Many state Medicaid programs let adults with disabilities direct their own care: they, or a representative, hire and supervise the caregiver.

Questions worth asking: Have you supported adults with a disability like mine (or my family member’s)? How do you support someone to do things themselves? Can you drive to work, school or day programs? More in our disability care for adults guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Disability Care for Adults in Ludington: common questions

How much does disability care for adults cost in Ludington?

At the Michigan median aide wage of $16.83 an hour, 20 hours of help a week comes to about $1,459 a month in wages, which is 42% of the $3,485 monthly median income of Ludington households headed by someone 65 or older. Private rates are agreed directly with the caregiver, so yours may be higher or lower. Michigan's minimum wage is $13.73 an hour (U.S. Department of Labor table, updated July 1, 2026), rising to $15.00 on January 1, 2027.

Can an adult with a disability hire their own caregiver?

Yes. Many state Medicaid programs offer self-direction, where the person or a representative hires and supervises the caregiver. Our guide Medicaid programs for family caregivers: who can be paid, and the rules in 12 states covers Michigan.

More near Ludington

More senior care near Ludington

Disability Care for Adults in nearby cities

Other care in Ludington

More for Ludington families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

In-Home Support for Adults With Disabilities in Ludington, MI