Adult Disability Care in Ludlow, KY: In-Home Support

Local figures

Disability Care for Adults in Ludlow, KY: the local picture

10%

of residents aged 18 to 64 have a disability (12% in Kenton County)

73

residents aged 18 to 64 have difficulty doing errands alone

19%

of households have no vehicle (6.8% in Kenton County)

8

Medicare-certified home health agencies list Ludlow ZIP codes in their service area

About 266 Ludlow residents aged 18 to 64 report a disability (10%; 12% in Kenton County).

73 of them have difficulty doing errands such as shopping or visiting a doctor alone, the kind of help a support caregiver gives.

19% of Ludlow households have no vehicle (6.8% in Kenton County); say in your posting if you need a caregiver who drives.

Ludlow compared with Kenton County and Kentucky

Census figure	Ludlow	Kenton County	Kentucky
Residents 18 to 64 with a disability	10%	12%	16%
Residents 18 to 64 with difficulty doing errands alone	2.8%	3.6%	5.9%
Households with no vehicle	19%	6.8%	6.8%
Residents 5+ who speak a language other than English at home	5.1%	5.5%	6.8%
Residents 65+ with a disability	55%	34%	39%
Residents 65+ below the poverty line (approx.)	42%	11%	13%

Older residents in towns around Ludlow

Town	Distance	Residents 65+	Disability (18 to 64)
Park Hills, KY	1.7 mi	404	8.9%
Delshire, OH	2.5 mi	463	7.4%
Crescent Springs, KY	2.8 mi	811	9.1%
Fort Mitchell, KY	3.0 mi	974	6.9%
Fort Wright, KY	3.0 mi	1,198	10%
Villa Hills, KY	3.1 mi	1,784	4.2%

Home health agencies serving Ludlow

Agency	Office	Distance	CMS quality stars	Services listed	Phone
St Elizabeth Home Care	Florence, KY	8.2 mi	4.5 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(859) 283-1500
Amedisys Home Health Of Kentucky	Crestview Hills, KY	4.1 mi	4 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work	(859) 441-7999
Centerwell Home Health	Fort Mitchell, KY	4.1 mi	4 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(859) 331-5800
Interim Healthcare Of Northern Kentucky	Edgewood, KY	4.1 mi	3.5 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(859) 578-9191
Caretenders Of Northern Kentucky	Fort Wright, KY	1.9 mi	3 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(859) 578-0022

Straight-line miles from the center of Ludlow. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a disability support caregiver can help with

Personal care, on the person’s terms
Cooking, shopping and housekeeping
Getting to work, school, appointments and activities
Keeping routines the person sets

Cost

What disability care for adults costs in Ludlow

At the Kentucky median aide wage of $17.52 an hour, 20 hours of help a week comes to about $1,518 a month in wages. Private rates are agreed directly with the caregiver, so yours may be higher or lower. Kentucky's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see How to get paid to care for a family member in Kentucky: Participant Directed Services.

Before you hire

What to know before hiring a disability support caregiver

Many state Medicaid programs let adults with disabilities direct their own care: they, or a representative, hire and supervise the caregiver.

Questions worth asking: Have you supported adults with a disability like mine (or my family member’s)? How do you support someone to do things themselves? Can you drive to work, school or day programs? More in our disability care for adults guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Disability Care for Adults in Ludlow: common questions

How much does disability care for adults cost in Ludlow?

At the Kentucky median aide wage of $17.52 an hour, 20 hours of help a week comes to about $1,518 a month in wages. Private rates are agreed directly with the caregiver, so yours may be higher or lower. Kentucky's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Can an adult with a disability hire their own caregiver?

Yes. Many state Medicaid programs offer self-direction, where the person or a representative hires and supervises the caregiver. Our guide How to get paid to care for a family member in Kentucky: Participant Directed Services covers Kentucky.

More near Ludlow

More senior care near Ludlow

Disability Care for Adults in nearby cities

Other care in Ludlow

More for Ludlow families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

In-Home Support for Adults With Disabilities in Ludlow, KY