Live-In Caregivers in Bay St. Louis, MS: 24-Hour Home Care

Local figures

Live-In Caregivers in Bay St. Louis, MS: the local picture

252

residents 85 or older (2.5% of all residents)

1,762

households headed by someone 65+ own their home (92%)

67%

of Bay St. Louis homes have 3 or more bedrooms (75% in Hancock County)

$7.25

Mississippi minimum wage per hour

About 252 Bay St. Louis residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 67% of homes in Bay St. Louis have three or more bedrooms (75% in Hancock County); the median home has 5.5 rooms.

Of Bay St. Louis households headed by someone 65 or older, 1,762 own their home and 162 rent; among householders 85 and older it is 212 owners and 0 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Bay St. Louis compared with Hancock County and Mississippi

Census figure	Bay St. Louis	Hancock County	Mississippi
Residents 85 or older	2.5%	1.9%	1.7%
Residents 65+ in households who live alone	33%	30%	30%
Residents 65+ with a disability	27%	36%	41%
Residents 65+ below the poverty line (approx.)	3.6%	12%	15%
Residents 65 or older	28%	23%	17%
Residents 5+ who speak a language other than English at home	5.5%	3.8%	4.3%
Median income, households headed by someone 65+	$57,746	$49,682	—

Older residents in towns around Bay St. Louis

Town	Distance	Residents 65+	Residents 85+
Waveland, MS	2.8 mi	1,424	76
Diamondhead, MS	4.1 mi	2,687	282
Pass Christian, MS	7.1 mi	1,364	77
Long Beach, MS	12 mi	3,434	187
Gulfport, MS	19 mi	11,916	1,589
Nicholson, MS	23 mi	433	15

Emergency hospitals near Bay St. Louis

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Ochsner Medical Center-Hancock	Bay Saint Louis, MS	6.5 mi	3 of 5	(228) 467-8600
Memorial Hospital At Gulfport	Gulfport, MS	18 mi	3 of 5	(228) 867-4000
Singing River Gulfport	Gulfport, MS	19 mi	2 of 5	(228) 575-7000

Straight-line miles from the center of Bay St. Louis. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Bay St. Louis

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $11.47 an hour (the Mississippi median aide wage), a live-in caregiver paid for 50 hours a week costs about $2,485 a month (52% of the $4,812 monthly median income of Bay St. Louis households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $8,350 a month (174% of the $4,812 monthly median income of Bay St. Louis households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Mississippi has no state minimum wage law, so the federal minimum of $7.25 an hour applies to employers covered by the Fair Labor Standards Act (U.S. Department of Labor).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Bay St. Louis: common questions

Where is the nearest emergency hospital to Bay St. Louis?

Ochsner Medical Center-Hancock in Bay Saint Louis, about 6.5 mi in a straight line from the center of Bay St. Louis (Medicare hospital file). Its listed phone number is (228) 467-8600. In an emergency, call 911.

How much does live-in care cost in Bay St. Louis?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $11.47 an hour (the Mississippi median aide wage), a live-in caregiver paid for 50 hours a week costs about $2,485 a month (52% of the $4,812 monthly median income of Bay St. Louis households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $8,350 a month (174% of the $4,812 monthly median income of Bay St. Louis households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Mississippi has no state minimum wage law, so the federal minimum of $7.25 an hour applies to employers covered by the Fair Labor Standards Act (U.S. Department of Labor).

Live-in or 24-hour care in Bay St. Louis?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Bay St. Louis it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Bay St. Louis

More senior care near Bay St. Louis

Live-In Caregivers in nearby cities

Other care in Bay St. Louis

More for Bay St. Louis families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Bay St. Louis, MS