Live-In Caregivers in Bedford, IN: 24-Hour Home Care

Local figures

Live-In Caregivers in Bedford, IN: the local picture

575

residents 85 or older (4.2% of all residents)

1,470

households headed by someone 65+ own their home (73%)

53%

of Bedford homes have 3 or more bedrooms (66% in Lawrence County)

$7.25

Indiana minimum wage per hour

About 575 Bedford residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 53% of homes in Bedford have three or more bedrooms (66% in Lawrence County), while 16% have one bedroom or none, where live-in care rarely works; the median home has 5.7 rooms.

Of Bedford households headed by someone 65 or older, 1,470 own their home and 543 rent; among householders 85 and older it is 191 owners and 139 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Bedford compared with Lawrence County and Indiana

Census figure	Bedford	Lawrence County	Indiana
Residents 85 or older	4.2%	2.5%	1.9%
Residents 65+ in households who live alone	46%	31%	30%
Residents 65+ with a disability	40%	40%	33%
Residents 65+ below the poverty line (approx.)	11%	9.2%	9.1%
Residents 65 or older	22%	21%	17%
Residents 5+ who speak a language other than English at home	1.2%	1.8%	10%
Median income, households headed by someone 65+	$37,204	$49,516	—

Older residents in towns around Bedford

Town	Distance	Residents 65+	Residents 85+
Mitchell, IN	8.5 mi	554	154
Smithville-Sanders, IN	14 mi	561	0
Paoli, IN	21 mi	978	153
Bloomington, IN	21 mi	9,136	1,241
Brownstown, IN	24 mi	875	76
Loogootee, IN	26 mi	601	85

Emergency hospitals near Bedford

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Indiana University Health Bedford Hospital	Bedford, IN	0.9 mi	3 of 5	(812) 275-1200
Indiana University Health Bloomington Hospital	Bloomington, IN	19 mi	3 of 5	(812) 353-9554
Monroe Hospital	Bloomington, IN	19 mi	4 of 5	(812) 825-1111

Straight-line miles from the center of Bedford. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Bedford

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.86 an hour (the Indiana median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,653 a month (118% of the $3,100 monthly median income of Bedford households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,274 a month (396% of the $3,100 monthly median income of Bedford households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Indiana's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Bedford: common questions

Where is the nearest emergency hospital to Bedford?

Indiana University Health Bedford Hospital in Bedford, about 0.9 mi in a straight line from the center of Bedford (Medicare hospital file). Its listed phone number is (812) 275-1200. In an emergency, call 911.

How much does live-in care cost in Bedford?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.86 an hour (the Indiana median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,653 a month (118% of the $3,100 monthly median income of Bedford households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,274 a month (396% of the $3,100 monthly median income of Bedford households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Indiana's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Bedford?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Bedford it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Bedford

More senior care near Bedford

Live-In Caregivers in nearby cities

Other care in Bedford

More for Bedford families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Bedford, IN