Live-In Caregivers in Beloit, WI: 24-Hour Home Care

Local figures

Live-In Caregivers in Beloit, WI: the local picture

482

residents 85 or older (1.3% of all residents)

2,483

households headed by someone 65+ own their home (71%)

58%

of Beloit homes have 3 or more bedrooms (64% in Rock County)

$7.25

Wisconsin minimum wage per hour

About 482 Beloit residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 58% of homes in Beloit have three or more bedrooms (64% in Rock County), while 12% have one bedroom or none, where live-in care rarely works; the median home has 5.8 rooms.

Of Beloit households headed by someone 65 or older, 2,483 own their home and 1,001 rent; among householders 85 and older it is 205 owners and 82 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Beloit compared with Rock County and Wisconsin

Census figure	Beloit	Rock County	Wisconsin
Residents 85 or older	1.3%	1.9%	2.1%
Residents 65+ in households who live alone	39%	32%	30%
Residents 65+ with a disability	39%	30%	28%
Residents 65+ below the poverty line (approx.)	14%	9.2%	9.1%
Residents 65 or older	14%	18%	19%
Residents 5+ who speak a language other than English at home	18%	8.8%	9.0%
Median income, households headed by someone 65+	$41,083	$54,841	—

Older residents in towns around Beloit

Town	Distance	Residents 65+	Residents 85+
South Beloit, IL	2.7 mi	1,049	218
Rockton, IL	5.8 mi	1,023	37
Roscoe, IL	6.8 mi	1,745	141
Machesney Park, IL	11 mi	3,935	270
Janesville, WI	11 mi	12,032	1,545
Loves Park, IL	13 mi	4,350	417

Emergency hospitals near Beloit

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Beloit Health System	Beloit, WI	4.4 mi	3 of 5	(608) 364-5011
Ssm Health St Mary's Hospital - Janesville	Janesville, WI	10 mi	4 of 5	(608) 373-8000
Mercy Health System Corp	Janesville, WI	14 mi	3 of 5	(608) 756-6161

Straight-line miles from the center of Beloit. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Beloit

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.47 an hour (the Wisconsin median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,785 a month (111% of the $3,424 monthly median income of Beloit households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,718 a month (371% of the $3,424 monthly median income of Beloit households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Wisconsin's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see IRIS in Wisconsin: how a family member gets paid as a caregiver.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Beloit: common questions

Where is the nearest emergency hospital to Beloit?

Beloit Health System in Beloit, about 4.4 mi in a straight line from the center of Beloit (Medicare hospital file). Its listed phone number is (608) 364-5011. In an emergency, call 911.

How much does live-in care cost in Beloit?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.47 an hour (the Wisconsin median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,785 a month (111% of the $3,424 monthly median income of Beloit households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,718 a month (371% of the $3,424 monthly median income of Beloit households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Wisconsin's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Beloit?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Beloit it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Beloit

More senior care near Beloit

Live-In Caregivers in nearby cities

Other care in Beloit

More for Beloit families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Beloit, WI