Live-In Caregivers in Bonne Terre, MO: 24-Hour Home Care

Local figures

Live-In Caregivers in Bonne Terre, MO: the local picture

93

residents 85 or older (1.4% of all residents)

224

households headed by someone 65+ own their home (54%)

57%

of Bonne Terre homes have 3 or more bedrooms (60% in St. Francois County)

$15.00

Missouri minimum wage per hour

About 93 Bonne Terre residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 57% of homes in Bonne Terre have three or more bedrooms (60% in St. Francois County), while 18% have one bedroom or none, where live-in care rarely works; the median home has 5.6 rooms.

Of Bonne Terre households headed by someone 65 or older, 224 own their home and 191 rent; among householders 85 and older it is 20 owners and 43 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Bonne Terre compared with St. Francois County and Missouri

Census figure	Bonne Terre	St. Francois County	Missouri
Residents 85 or older	1.4%	1.9%	2.0%
Residents 65+ in households who live alone	35%	30%	30%
Residents 65+ with a disability	46%	42%	34%
Residents 65+ below the poverty line (approx.)	21%	12%	10%
Residents 65 or older	13%	17%	18%
Residents 5+ who speak a language other than English at home	4.4%	1.3%	6.7%

Older residents in towns around Bonne Terre

Town	Distance	Residents 65+	Residents 85+
Desloge, MO	3.4 mi	968	87
Terre du Lac, MO	4.3 mi	500	32
Park Hills, MO	7.6 mi	1,028	80
Farmington, MO	11 mi	3,359	561
Potosi, MO	13 mi	465	78
De Soto, MO	15 mi	1,115	65

Emergency hospitals near Bonne Terre

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Parkland Health Center - Bonne Terre	Bonne Terre, MO	0.7 mi	not rated	(573) 358-1400
Parkland Health Center	Farmington, MO	12 mi	4 of 5	(573) 431-6005
Washington County Memorial Hospital	Potosi, MO	17 mi	not rated	(573) 438-5451

Straight-line miles from the center of Bonne Terre. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Bonne Terre

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $15.90 an hour (the Missouri median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,445 a month. Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,575 a month. Private rates are agreed with the caregiver, and overtime rules can add to both. Missouri's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Consumer Directed Services in Missouri: how a relative becomes a paid caregiver.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Bonne Terre: common questions

Where is the nearest emergency hospital to Bonne Terre?

Parkland Health Center - Bonne Terre in Bonne Terre, about 0.7 mi in a straight line from the center of Bonne Terre (Medicare hospital file). Its listed phone number is (573) 358-1400. In an emergency, call 911.

How much does live-in care cost in Bonne Terre?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $15.90 an hour (the Missouri median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,445 a month. Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,575 a month. Private rates are agreed with the caregiver, and overtime rules can add to both. Missouri's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Bonne Terre?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake. Choose shifts if help is needed several times a night.

More near Bonne Terre

More senior care near Bonne Terre

Live-In Caregivers in nearby cities

Other care in Bonne Terre

More for Bonne Terre families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Bonne Terre, MO