Live-In Caregivers in Cape St. Claire, MD: 24-Hour Home Care

Local figures

Live-In Caregivers in Cape St. Claire, MD: the local picture

86

residents 85 or older (0.9% of all residents)

821

households headed by someone 65+ own their home (97%)

91%

of Cape St. Claire homes have 3 or more bedrooms (74% in Anne Arundel County)

$15.00

Maryland minimum wage per hour

About 86 Cape St. Claire residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 91% of homes in Cape St. Claire have three or more bedrooms (74% in Anne Arundel County); the median home has 7.4 rooms.

Of Cape St. Claire households headed by someone 65 or older, 821 own their home and 24 rent; among householders 85 and older it is 65 owners and 0 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Cape St. Claire compared with Anne Arundel County and Maryland

Census figure	Cape St. Claire	Anne Arundel County	Maryland
Residents 85 or older	0.9%	1.7%	1.9%
Residents 65+ in households who live alone	16%	25%	27%
Residents 65+ with a disability	18%	28%	30%
Residents 65+ below the poverty line (approx.)	0.8%	6.5%	9.5%
Residents 65 or older	16%	16%	17%
Residents 5+ who speak a language other than English at home	8.0%	14%	21%
Median income, households headed by someone 65+	$101,624	$92,094	—

Older residents in towns around Cape St. Claire

Town	Distance	Residents 65+	Residents 85+
Arnold, MD	3.2 mi	3,699	357
Lake Shore, MD	4.1 mi	3,448	239
Naval Academy, MD	4.5 mi	50	0
Annapolis, MD	5.9 mi	8,301	832
Parole, MD	6.9 mi	6,241	1,343
Severna Park, MD	7.1 mi	7,051	833

Emergency hospitals near Cape St. Claire

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Luminis Health Anne Arundel Medical Center, Inc	Annapolis, MD	6.7 mi	3 of 5	(443) 481-1000
Luminis Health J Kent Mcnew Family Medical Center	Annapolis, MD	6.7 mi	not rated	(443) 481-1000
University Of Md Baltimore Washington Medical Center	Glen Burnie, MD	13 mi	5 of 5	(410) 595-1967

Straight-line miles from the center of Cape St. Claire. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Cape St. Claire

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.29 an hour (the Maryland median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,963 a month (47% of the $8,469 monthly median income of Cape St. Claire households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,315 a month (157% of the $8,469 monthly median income of Cape St. Claire households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Maryland's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Cape St. Claire: common questions

Where is the nearest emergency hospital to Cape St. Claire?

Luminis Health Anne Arundel Medical Center, Inc in Annapolis, about 6.7 mi in a straight line from the center of Cape St. Claire (Medicare hospital file). Its listed phone number is (443) 481-1000. In an emergency, call 911.

How much does live-in care cost in Cape St. Claire?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.29 an hour (the Maryland median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,963 a month (47% of the $8,469 monthly median income of Cape St. Claire households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,315 a month (157% of the $8,469 monthly median income of Cape St. Claire households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Maryland's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Cape St. Claire?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Cape St. Claire it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Cape St. Claire

More senior care near Cape St. Claire

Live-In Caregivers in nearby cities

Other care in Cape St. Claire

More for Cape St. Claire families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Cape St. Claire, MD