Live-In Caregivers in Cedar Falls, IA: 24-Hour Home Care

Local figures

Live-In Caregivers in Cedar Falls, IA: the local picture

1,010

residents 85 or older (2.5% of all residents)

3,455

households headed by someone 65+ own their home (84%)

65%

of Cedar Falls homes have 3 or more bedrooms (60% in Black Hawk County)

$7.25

Iowa minimum wage per hour

About 1,010 Cedar Falls residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 65% of homes in Cedar Falls have three or more bedrooms (60% in Black Hawk County), while 9.1% have one bedroom or none, where live-in care rarely works; the median home has 6 rooms.

Of Cedar Falls households headed by someone 65 or older, 3,455 own their home and 657 rent; among householders 85 and older it is 419 owners and 240 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Cedar Falls compared with Black Hawk County and Iowa

Census figure	Cedar Falls	Black Hawk County	Iowa
Residents 85 or older	2.5%	2.0%	2.3%
Residents 65+ in households who live alone	31%	32%	31%
Residents 65+ with a disability	28%	30%	30%
Residents 65+ below the poverty line (approx.)	3.0%	7.6%	8.4%
Residents 65 or older	16%	18%	18%
Residents 5+ who speak a language other than English at home	4.3%	8.8%	9.1%
Median income, households headed by someone 65+	$71,904	$57,493	—

Older residents in towns around Cedar Falls

Town	Distance	Residents 65+	Residents 85+
Waterloo, IA	5.5 mi	11,387	1,233
Hudson, IA	5.8 mi	467	33
Evansdale, IA	10 mi	998	14
Waverly, IA	14 mi	1,954	315
Grundy Center, IA	20 mi	629	150
Jesup, IA	20 mi	368	81

Emergency hospitals near Cedar Falls

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Sartori Memorial Hospital, Inc	Cedar Falls, IA	0.4 mi	not rated	(319) 268-3000
Allen Hospital	Waterloo, IA	6.5 mi	3 of 5	(319) 235-3941
Mercyone Waterloo Medical Center	Waterloo, IA	6.8 mi	4 of 5	(319) 272-8000

Straight-line miles from the center of Cedar Falls. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Cedar Falls

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.34 an hour (the Iowa median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,757 a month (63% of the $5,992 monthly median income of Cedar Falls households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,624 a month (211% of the $5,992 monthly median income of Cedar Falls households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Iowa's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Cedar Falls: common questions

Where is the nearest emergency hospital to Cedar Falls?

Sartori Memorial Hospital, Inc in Cedar Falls, about 0.4 mi in a straight line from the center of Cedar Falls (Medicare hospital file). Its listed phone number is (319) 268-3000. In an emergency, call 911.

How much does live-in care cost in Cedar Falls?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.34 an hour (the Iowa median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,757 a month (63% of the $5,992 monthly median income of Cedar Falls households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,624 a month (211% of the $5,992 monthly median income of Cedar Falls households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Iowa's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Cedar Falls?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Cedar Falls it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Cedar Falls

More senior care near Cedar Falls

Live-In Caregivers in nearby cities

Other care in Cedar Falls

More for Cedar Falls families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Cedar Falls, IA