Live-In Caregivers in Chatfield, MN: 24-Hour Home Care

Local figures

Live-In Caregivers in Chatfield, MN: the local picture

111

residents 85 or older (4.3% of all residents)

203

households headed by someone 65+ own their home (79%)

68%

of Chatfield homes have 3 or more bedrooms (69% in Fillmore County)

$11.41

Minnesota minimum wage per hour

About 111 Chatfield residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 68% of homes in Chatfield have three or more bedrooms (69% in Fillmore County), while 7.5% have one bedroom or none, where live-in care rarely works; the median home has 6.8 rooms.

Of Chatfield households headed by someone 65 or older, 203 own their home and 53 rent; among householders 85 and older it is 21 owners and 40 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Chatfield compared with Fillmore County and Minnesota

Census figure	Chatfield	Fillmore County	Minnesota
Residents 85 or older	4.3%	3.9%	2.1%
Residents 65+ in households who live alone	23%	28%	30%
Residents 65+ with a disability	35%	29%	28%
Residents 65+ below the poverty line (approx.)	10%	9.6%	8.8%
Residents 65 or older	18%	22%	17%
Residents 5+ who speak a language other than English at home	2.7%	5.0%	12%
Median income, households headed by someone 65+	$44,706	$51,500	—

Older residents in towns around Chatfield

Town	Distance	Residents 65+	Residents 85+
St. Charles, MN	11 mi	560	62
Stewartville, MN	15 mi	916	77
Rochester, MN	19 mi	19,980	3,236
Plainview, MN	22 mi	536	98
Byron, MN	26 mi	849	104
Goodview, MN	28 mi	781	45

Emergency hospitals near Chatfield

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Olmsted Medical Center	Rochester, MN	16 mi	4 of 5	(507) 288-3443
Mayo Clinic Hospital Rochester	Rochester, MN	19 mi	5 of 5	(507) 255-5123
Winona Health Services	Winona, MN	27 mi	2 of 5	(507) 454-3650

Straight-line miles from the center of Chatfield. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Chatfield

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.45 an hour (the Minnesota median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,998 a month (107% of the $3,726 monthly median income of Chatfield households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,432 a month (361% of the $3,726 monthly median income of Chatfield households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Minnesota's minimum wage is $11.41 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Chatfield: common questions

Where is the nearest emergency hospital to Chatfield?

Olmsted Medical Center in Rochester, about 16 mi in a straight line from the center of Chatfield (Medicare hospital file). Its listed phone number is (507) 288-3443. In an emergency, call 911.

How much does live-in care cost in Chatfield?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.45 an hour (the Minnesota median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,998 a month (107% of the $3,726 monthly median income of Chatfield households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,432 a month (361% of the $3,726 monthly median income of Chatfield households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Minnesota's minimum wage is $11.41 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Chatfield?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Chatfield it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Chatfield

More senior care near Chatfield

Live-In Caregivers in nearby cities

Other care in Chatfield

More for Chatfield families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Chatfield, MN