Live-In Caregivers in Concord, MO: 24-Hour Home Care

Local figures

Live-In Caregivers in Concord, MO: the local picture

416

residents 85 or older (2.3% of all residents)

2,572

households headed by someone 65+ own their home (91%)

72%

of Concord homes have 3 or more bedrooms (63% in St. Louis County)

$15.00

Missouri minimum wage per hour

About 416 Concord residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 72% of homes in Concord have three or more bedrooms (63% in St. Louis County); the median home has 6.4 rooms.

Of Concord households headed by someone 65 or older, 2,572 own their home and 251 rent; among householders 85 and older it is 240 owners and 9 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Concord compared with St. Louis County and Missouri

Census figure	Concord	St. Louis County	Missouri
Residents 85 or older	2.3%	2.4%	2.0%
Residents 65+ in households who live alone	29%	32%	30%
Residents 65+ with a disability	29%	28%	34%
Residents 65+ below the poverty line (approx.)	4.9%	8.2%	10%
Residents 65 or older	24%	19%	18%
Residents 5+ who speak a language other than English at home	8.6%	11%	6.7%
Median income, households headed by someone 65+	$60,613	$63,295	—

Older residents in towns around Concord

Town	Distance	Residents 65+	Residents 85+
Green Park, MO	1.1 mi	595	72
Sappington, MO	1.6 mi	1,805	320
Mehlville, MO	2.1 mi	6,316	791
Affton, MO	3.0 mi	3,716	502
Sunset Hills, MO	3.4 mi	2,660	577
Crestwood, MO	3.5 mi	2,531	215

Emergency hospitals near Concord

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Mercy Hospital South	Saint Louis, MO	2.0 mi	2 of 5	(314) 525-1000
Ssm St Clare Health Center	Fenton, MO	6.4 mi	4 of 5	(636) 496-2000
Ssm Health St Mary's Hospital - St Louis	Saint Louis, MO	8.2 mi	3 of 5	(314) 768-8000

Straight-line miles from the center of Concord. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Concord

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $15.90 an hour (the Missouri median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,445 a month (68% of the $5,051 monthly median income of Concord households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,575 a month (229% of the $5,051 monthly median income of Concord households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Missouri's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Consumer Directed Services in Missouri: how a relative becomes a paid caregiver.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Concord: common questions

Where is the nearest emergency hospital to Concord?

Mercy Hospital South in Saint Louis, about 2.0 mi in a straight line from the center of Concord (Medicare hospital file). Its listed phone number is (314) 525-1000. In an emergency, call 911.

How much does live-in care cost in Concord?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $15.90 an hour (the Missouri median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,445 a month (68% of the $5,051 monthly median income of Concord households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,575 a month (229% of the $5,051 monthly median income of Concord households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Missouri's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Concord?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Concord it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Concord

More senior care near Concord

Live-In Caregivers in nearby cities

Other care in Concord

More for Concord families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Concord, MO