Live-In Caregivers in Elk River, MN: 24-Hour Home Care

Local figures

Live-In Caregivers in Elk River, MN: the local picture

575

residents 85 or older (2.1% of all residents)

1,655

households headed by someone 65+ own their home (68%)

69%

of Elk River homes have 3 or more bedrooms (77% in Sherburne County)

$11.41

Minnesota minimum wage per hour

About 575 Elk River residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 69% of homes in Elk River have three or more bedrooms (77% in Sherburne County), while 10% have one bedroom or none, where live-in care rarely works; the median home has 6.3 rooms.

Of Elk River households headed by someone 65 or older, 1,655 own their home and 766 rent; among householders 85 and older it is 256 owners and 131 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Elk River compared with Sherburne County and Minnesota

Census figure	Elk River	Sherburne County	Minnesota
Residents 85 or older	2.1%	1.6%	2.1%
Residents 65+ in households who live alone	32%	27%	30%
Residents 65+ with a disability	36%	33%	28%
Residents 65+ below the poverty line (approx.)	7.3%	9.4%	8.8%
Residents 65 or older	14%	12%	17%
Residents 5+ who speak a language other than English at home	6.3%	5.9%	12%
Median income, households headed by someone 65+	$55,707	$56,493	—

Older residents in towns around Elk River

Town	Distance	Residents 65+	Residents 85+
Otsego, MN	5.4 mi	2,257	155
Nowthen, MN	5.7 mi	576	77
Ramsey, MN	7.5 mi	4,708	233
Zimmerman, MN	7.6 mi	424	30
Albertville, MN	8.1 mi	687	45
Big Lake, MN	8.6 mi	706	83

Emergency hospitals near Elk River

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Centracare Health - Monticello	Monticello, MN	12 mi	not rated	(763) 295-2945
Maple Grove Hospital	Maple Grove, MN	15 mi	5 of 5	(763) 581-1000
Mercy Hospital	Coon Rapids, MN	17 mi	3 of 5	(762) 236-6000

Straight-line miles from the center of Elk River. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Elk River

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.45 an hour (the Minnesota median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,998 a month (86% of the $4,642 monthly median income of Elk River households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,432 a month (289% of the $4,642 monthly median income of Elk River households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Minnesota's minimum wage is $11.41 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Elk River: common questions

Where is the nearest emergency hospital to Elk River?

Centracare Health - Monticello in Monticello, about 12 mi in a straight line from the center of Elk River (Medicare hospital file). Its listed phone number is (763) 295-2945. In an emergency, call 911.

How much does live-in care cost in Elk River?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.45 an hour (the Minnesota median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,998 a month (86% of the $4,642 monthly median income of Elk River households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,432 a month (289% of the $4,642 monthly median income of Elk River households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Minnesota's minimum wage is $11.41 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Elk River?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Elk River it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Elk River

More senior care near Elk River

Live-In Caregivers in nearby cities

Other care in Elk River

More for Elk River families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Elk River, MN