Live-In Caregivers in Fate, TX: 24-Hour Home Care

Local figures

Live-In Caregivers in Fate, TX: the local picture

135

residents 85 or older (0.6% of all residents)

731

households headed by someone 65+ own their home (94%)

97%

of Fate homes have 3 or more bedrooms (88% in Rockwall County)

$7.25

Texas minimum wage per hour

About 135 Fate residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 97% of homes in Fate have three or more bedrooms (88% in Rockwall County); the median home has 6.9 rooms.

Of Fate households headed by someone 65 or older, 731 own their home and 44 rent; among householders 85 and older it is 74 owners and 0 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Fate compared with Rockwall County and Texas

Census figure	Fate	Rockwall County	Texas
Residents 85 or older	0.6%	1.1%	1.4%
Residents 65+ in households who live alone	15%	21%	25%
Residents 65+ with a disability	24%	28%	35%
Residents 65+ below the poverty line (approx.)	8.9%	5.2%	12%
Residents 65 or older	6.6%	13%	13%
Residents 5+ who speak a language other than English at home	19%	15%	35%
Median income, households headed by someone 65+	$84,441	$82,527	—

Older residents in towns around Fate

Town	Distance	Residents 65+	Residents 85+
Rockwall, TX	3.8 mi	8,082	709
Royse City, TX	4.4 mi	1,817	134
Lavon, TX	5.9 mi	501	22
McLendon-Chisholm, TX	7.1 mi	318	16
Heath, TX	8.1 mi	1,752	137
Josephine, TX	8.8 mi	701	40

Emergency hospitals near Fate

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Texas Health Presbyterian Hospital Rockwall	Rockwall, TX	4.6 mi	5 of 5	(469) 698-1000
Baylor Scott And White Medical Center Lake Pointe	Rowlett, TX	10 mi	4 of 5	(972) 412-2273
Baylor Scott And White Medical Center Sunnyvale	Sunnyvale, TX	15 mi	2 of 5	(972) 892-3000

Straight-line miles from the center of Fate. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Fate

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $11.65 an hour (the Texas median aide wage), a live-in caregiver paid for 50 hours a week costs about $2,524 a month (36% of the $7,037 monthly median income of Fate households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $8,481 a month (121% of the $7,037 monthly median income of Fate households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Texas's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see STAR+PLUS in Texas: using consumer directed services to pay a family caregiver.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Fate: common questions

Where is the nearest emergency hospital to Fate?

Texas Health Presbyterian Hospital Rockwall in Rockwall, about 4.6 mi in a straight line from the center of Fate (Medicare hospital file). Its listed phone number is (469) 698-1000. In an emergency, call 911.

How much does live-in care cost in Fate?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $11.65 an hour (the Texas median aide wage), a live-in caregiver paid for 50 hours a week costs about $2,524 a month (36% of the $7,037 monthly median income of Fate households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $8,481 a month (121% of the $7,037 monthly median income of Fate households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Texas's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Fate?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Fate it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Fate

More senior care near Fate

Live-In Caregivers in nearby cities

Other care in Fate

More for Fate families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Fate, TX