Live-In Caregivers in Florida, NY
A caregiver who lives in the home, for someone who needs help across the day and a person nearby at night. Post what you need in Florida for free and hire a caregiver directly, with no agency mark-up.

Live-In Caregivers in Florida, NY: the local picture
About 16 Florida residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.
A live-in caregiver needs a private room. 69% of homes in Florida have three or more bedrooms (66% in Orange County), while 8.6% have one bedroom or none, where live-in care rarely works; the median home has 6 rooms.
Of Florida households headed by someone 65 or older, 199 own their home and 26 rent. Renters should check that the lease allows another adult to live in before anyone moves in.
Florida compared with Orange County and New York
| Census figure | Florida | Orange County | New York |
|---|---|---|---|
| Residents 85 or older | 0.6% | 1.6% | 2.2% |
| Residents 65+ in households who live alone | 16% | 30% | 29% |
| Residents 65+ with a disability | 34% | 34% | 32% |
| Residents 65+ below the poverty line (approx.) | 2.5% | 11% | 13% |
| Residents 65 or older | 14% | 15% | 18% |
| Residents 5+ who speak a language other than English at home | 27% | 30% | 31% |
| Median income, households headed by someone 65+ | $90,313 | $61,135 | — |
Older residents in towns around Florida
| Town | Distance | Residents 65+ | Residents 85+ |
|---|---|---|---|
| Chester, NY | 4.4 mi | 572 | 76 |
| Goshen, NY | 5.1 mi | 1,374 | 184 |
| Warwick, NY | 5.2 mi | 2,106 | 266 |
| Walton Park, NY | 6.8 mi | 526 | 19 |
| Mechanicstown, NY | 8.3 mi | 1,662 | 190 |
| Greenwood Lake, NY | 8.3 mi | 651 | 103 |
Emergency hospitals near Florida
| Hospital with an emergency department | Town | Distance | CMS overall rating | Phone |
|---|---|---|---|---|
| Garnet Health Medical Center | Middletown, NY | 10 mi | 4 of 5 | (845) 343-2424 |
| Bon Secours Community Hospital | Port Jervis, NY | 17 mi | 2 of 5 | (845) 856-5351 |
| Good Samaritan Hospital Of Suffern | Suffern, NY | 19 mi | 3 of 5 | (914) 368-5000 |
Straight-line miles from the center of Florida. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.
What a live-in caregiver can help with
- Help across the day: meals, housekeeping, personal care
- Someone in the home overnight if help is needed
- Medication reminders and appointment rides
- Companionship and a steady routine
What live-in care costs in Florida
Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $19.05 an hour (the New York median aide wage), a live-in caregiver paid for 50 hours a week costs about $4,128 a month (55% of the $7,526 monthly median income of Florida households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,868 a month (184% of the $7,526 monthly median income of Florida households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. New York's minimum wage is $17.00 in New York City, Nassau, Suffolk and Westchester counties, $16.00 in the rest of the state (U.S. Department of Labor table, updated July 1, 2026).
Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see CDPAP in New York: how to get paid to care for a family member.
What to know before hiring a live-in caregiver
Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).
Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.
CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.
Live-In Caregivers in Florida: common questions
Where is the nearest emergency hospital to Florida?
Garnet Health Medical Center in Middletown, about 10 mi in a straight line from the center of Florida (Medicare hospital file). Its listed phone number is (845) 343-2424. In an emergency, call 911.
How much does live-in care cost in Florida?
Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $19.05 an hour (the New York median aide wage), a live-in caregiver paid for 50 hours a week costs about $4,128 a month (55% of the $7,526 monthly median income of Florida households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,868 a month (184% of the $7,526 monthly median income of Florida households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. New York's minimum wage is $17.00 in New York City, Nassau, Suffolk and Westchester counties, $16.00 in the rest of the state (U.S. Department of Labor table, updated July 1, 2026).
Live-in or 24-hour care in Florida?
A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Florida it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.
More senior care near Florida
Live-In Caregivers in nearby cities
- Live-In Caregivers in Chester, NY
- Live-In Caregivers in Goshen, NY
- Live-In Caregivers in Warwick, NY
- Live-In Caregivers in Walton Park, NY
- Live-In Caregivers in Mechanicstown, NY
- Live-In Caregivers in Greenwood Lake, NY
- Live-In Caregivers in Middletown, NY
- Live-In Caregivers in Monroe, NY
- Live-In Caregivers in Kiryas Joel, NY
- Live-In Caregivers in Scotchtown, NY
- Live-In Caregivers in Upper Greenwood Lake, NJ
- Live-In Caregivers in South Blooming Grove, NY
- Live-In Caregivers in Harriman, NY
- Live-In Caregivers in Tuxedo, NY
- Live-In Caregivers in Washingtonville, NY
- Live-In Caregivers in Highland Lakes, NJ
Other care in Florida
Sources
Census ACS 2020–2024 5-year (small-place figures carry wide margins of error); CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.
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