Live-In Caregivers in Fort Knox, KY: 24-Hour Home Care

Local figures

Live-In Caregivers in Fort Knox, KY: the local picture

8

residents 85 or older (0.1% of all residents)

0

households headed by someone 65+ own their home (0.0%)

82%

of Fort Knox homes have 3 or more bedrooms (68% in Hardin County)

$7.25

Kentucky minimum wage per hour

About 8 Fort Knox residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 82% of homes in Fort Knox have three or more bedrooms (68% in Hardin County), while 8.8% have one bedroom or none, where live-in care rarely works; the median home has 5.4 rooms.

Of Fort Knox households headed by someone 65 or older, 0 own their home and 100 rent. Renters should check that the lease allows another adult to live in before anyone moves in.

Fort Knox compared with Hardin County and Kentucky

Census figure	Fort Knox	Hardin County	Kentucky
Residents 85 or older	0.1%	1.5%	1.7%
Residents 65+ in households who live alone	19%	31%	30%
Residents 65+ with a disability	60%	39%	39%
Residents 65+ below the poverty line (approx.)	9.0%	11%	13%
Residents 65 or older	1.8%	15%	17%
Residents 5+ who speak a language other than English at home	16%	6.8%	6.8%
Median income, households headed by someone 65+	$64,722	$50,654	—

Older residents in towns around Fort Knox

Town	Distance	Residents 65+	Residents 85+
Radcliff, KY	5.2 mi	3,169	216
Vine Grove, KY	5.6 mi	908	35
Brandenburg, KY	14 mi	496	29
Elizabethtown, KY	14 mi	4,848	836
Shepherdsville, KY	16 mi	1,517	117
Hillview, KY	19 mi	985	49

Emergency hospitals near Fort Knox

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Baptist Health Hardin	Elizabethtown, KY	15 mi	3 of 5	(270) 737-1212
Harrison County Hospital	Corydon, IN	24 mi	3 of 5	(812) 738-4251
Uofl Health - Jewish Hospital And Mary & Elizabeth Hospital	Louisville, KY	28 mi	2 of 5	(502) 587-4011

Straight-line miles from the center of Fort Knox. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Fort Knox

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.52 an hour (the Kentucky median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,796 a month (70% of the $5,394 monthly median income of Fort Knox households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,755 a month (236% of the $5,394 monthly median income of Fort Knox households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Kentucky's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see How to get paid to care for a family member in Kentucky: Participant Directed Services.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Fort Knox: common questions

Where is the nearest emergency hospital to Fort Knox?

Baptist Health Hardin in Elizabethtown, about 15 mi in a straight line from the center of Fort Knox (Medicare hospital file). Its listed phone number is (270) 737-1212. In an emergency, call 911.

How much does live-in care cost in Fort Knox?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.52 an hour (the Kentucky median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,796 a month (70% of the $5,394 monthly median income of Fort Knox households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,755 a month (236% of the $5,394 monthly median income of Fort Knox households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Kentucky's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Fort Knox?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Fort Knox it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Fort Knox

More senior care near Fort Knox

Live-In Caregivers in nearby cities

Other care in Fort Knox

More for Fort Knox families

Sources

Census ACS 2020–2024 5-year (small-place figures carry wide margins of error); CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Fort Knox, KY