Live-In Caregivers in Gray Summit, MO: 24-Hour Home Care

Local figures

Live-In Caregivers in Gray Summit, MO: the local picture

30

residents 85 or older (1.0% of all residents)

218

households headed by someone 65+ own their home (77%)

64%

of Gray Summit homes have 3 or more bedrooms (70% in Franklin County)

$15.00

Missouri minimum wage per hour

About 30 Gray Summit residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 64% of homes in Gray Summit have three or more bedrooms (70% in Franklin County), while 5.3% have one bedroom or none, where live-in care rarely works; the median home has 5.4 rooms.

Of Gray Summit households headed by someone 65 or older, 218 own their home and 64 rent. Renters should check that the lease allows another adult to live in before anyone moves in.

Gray Summit compared with Franklin County and Missouri

Census figure	Gray Summit	Franklin County	Missouri
Residents 85 or older	1.0%	2.1%	2.0%
Residents 65+ in households who live alone	35%	27%	30%
Residents 65+ with a disability	23%	34%	34%
Residents 65+ below the poverty line (approx.)	9.2%	7.6%	10%
Residents 65 or older	14%	19%	18%
Residents 5+ who speak a language other than English at home	1.8%	1.9%	6.7%
Median income, households headed by someone 65+	$31,717	$51,567	—

Older residents in towns around Gray Summit

Town	Distance	Residents 65+	Residents 85+
Villa Ridge, MO	3.8 mi	469	7
Pacific, MO	4.4 mi	1,355	212
Eureka, MO	9.8 mi	1,766	252
Union, MO	10 mi	1,585	146
Wildwood, MO	10 mi	7,286	452
Washington, MO	11 mi	3,040	345

Emergency hospitals near Gray Summit

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Mercy Hospital Washington	Washington, MO	11 mi	4 of 5	(636) 239-8000
Progress West Hospital	Ofallon, MO	18 mi	4 of 5	(636) 344-2273
St Lukes Hospital	Chesterfield, MO	19 mi	4 of 5	(314) 434-1500

Straight-line miles from the center of Gray Summit. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Gray Summit

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $15.90 an hour (the Missouri median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,445 a month (130% of the $2,643 monthly median income of Gray Summit households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,575 a month (438% of the $2,643 monthly median income of Gray Summit households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Missouri's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Consumer Directed Services in Missouri: how a relative becomes a paid caregiver.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Gray Summit: common questions

Where is the nearest emergency hospital to Gray Summit?

Mercy Hospital Washington in Washington, about 11 mi in a straight line from the center of Gray Summit (Medicare hospital file). Its listed phone number is (636) 239-8000. In an emergency, call 911.

How much does live-in care cost in Gray Summit?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $15.90 an hour (the Missouri median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,445 a month (130% of the $2,643 monthly median income of Gray Summit households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,575 a month (438% of the $2,643 monthly median income of Gray Summit households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Missouri's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Gray Summit?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Gray Summit it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Gray Summit

More senior care near Gray Summit

Live-In Caregivers in nearby cities

Other care in Gray Summit

More for Gray Summit families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Gray Summit, MO