Live-In Caregivers in Lake Elmo, MN: 24-Hour Home Care

Local figures

Live-In Caregivers in Lake Elmo, MN: the local picture

218

residents 85 or older (1.7% of all residents)

1,169

households headed by someone 65+ own their home (86%)

90%

of Lake Elmo homes have 3 or more bedrooms (71% in Washington County)

$11.41

Minnesota minimum wage per hour

About 218 Lake Elmo residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 90% of homes in Lake Elmo have three or more bedrooms (71% in Washington County); the median home has 7.7 rooms.

Of Lake Elmo households headed by someone 65 or older, 1,169 own their home and 197 rent; among householders 85 and older it is 46 owners and 137 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Lake Elmo compared with Washington County and Minnesota

Census figure	Lake Elmo	Washington County	Minnesota
Residents 85 or older	1.7%	1.8%	2.1%
Residents 65+ in households who live alone	22%	26%	30%
Residents 65+ with a disability	31%	27%	28%
Residents 65+ below the poverty line (approx.)	10.0%	6.7%	8.8%
Residents 65 or older	17%	17%	17%
Residents 5+ who speak a language other than English at home	7.3%	12%	12%
Median income, households headed by someone 65+	$73,858	$75,658	—

Older residents in towns around Lake Elmo

Town	Distance	Residents 65+	Residents 85+
Oakdale, MN	2.6 mi	4,901	657
North St. Paul, MN	4.8 mi	1,789	185
Woodbury, MN	5.7 mi	10,738	904
Mahtomedi, MN	5.7 mi	1,776	251
Oak Park Heights, MN	5.8 mi	1,489	505
Stillwater, MN	6.2 mi	3,840	287

Emergency hospitals near Lake Elmo

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
M Health Fairview Woodwinds Hospital	Woodbury, MN	5.0 mi	4 of 5	(651) 232-2185
Lakeview Memorial Hospital	Stillwater, MN	5.9 mi	4 of 5	(651) 430-4509
M Health Fairview St John's Hospital	Maplewood, MN	6.1 mi	5 of 5	(651) 232-7000

Straight-line miles from the center of Lake Elmo. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Lake Elmo

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.45 an hour (the Minnesota median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,998 a month (65% of the $6,155 monthly median income of Lake Elmo households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,432 a month (218% of the $6,155 monthly median income of Lake Elmo households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Minnesota's minimum wage is $11.41 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Lake Elmo: common questions

Where is the nearest emergency hospital to Lake Elmo?

M Health Fairview Woodwinds Hospital in Woodbury, about 5.0 mi in a straight line from the center of Lake Elmo (Medicare hospital file). Its listed phone number is (651) 232-2185. In an emergency, call 911.

How much does live-in care cost in Lake Elmo?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.45 an hour (the Minnesota median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,998 a month (65% of the $6,155 monthly median income of Lake Elmo households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,432 a month (218% of the $6,155 monthly median income of Lake Elmo households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Minnesota's minimum wage is $11.41 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Lake Elmo?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Lake Elmo it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Lake Elmo

More senior care near Lake Elmo

Live-In Caregivers in nearby cities

Other care in Lake Elmo

More for Lake Elmo families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Lake Elmo, MN