Live-In Caregivers in Lochearn, MD: 24-Hour Home Care

Local figures

Live-In Caregivers in Lochearn, MD: the local picture

828

residents 85 or older (3.1% of all residents)

2,830

households headed by someone 65+ own their home (82%)

68%

of Lochearn homes have 3 or more bedrooms (64% in Baltimore County)

$15.00

Maryland minimum wage per hour

About 828 Lochearn residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 68% of homes in Lochearn have three or more bedrooms (64% in Baltimore County), while 11% have one bedroom or none, where live-in care rarely works; the median home has 6.4 rooms.

Of Lochearn households headed by someone 65 or older, 2,830 own their home and 608 rent; among householders 85 and older it is 463 owners and 180 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Lochearn compared with Baltimore County and Maryland

Census figure	Lochearn	Baltimore County	Maryland
Residents 85 or older	3.1%	2.3%	1.9%
Residents 65+ in households who live alone	34%	30%	27%
Residents 65+ with a disability	31%	29%	30%
Residents 65+ below the poverty line (approx.)	19%	10%	9.5%
Residents 65 or older	19%	18%	17%
Residents 5+ who speak a language other than English at home	14%	16%	21%
Median income, households headed by someone 65+	$53,397	$66,579	—

Older residents in towns around Lochearn

Town	Distance	Residents 65+	Residents 85+
Milford Mill, MD	2.3 mi	4,018	290
Woodlawn, MD	3.1 mi	6,263	413
Pikesville, MD	3.4 mi	8,025	1,506
Garrison, MD	4.0 mi	2,192	409
Randallstown, MD	4.3 mi	7,881	864
Owings Mills, MD	5.5 mi	3,519	178

Emergency hospitals near Lochearn

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Sinai Hospital Of Baltimore	Baltimore, MD	2.6 mi	3 of 5	(410) 601-9000
Northwest Hospital Center	Randallstown, MD	4.3 mi	2 of 5	(410) 521-2200
Saint Agnes Hospital	Baltimore, MD	4.7 mi	3 of 5	(410) 368-6000

Straight-line miles from the center of Lochearn. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Lochearn

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.29 an hour (the Maryland median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,963 a month (89% of the $4,450 monthly median income of Lochearn households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,315 a month (299% of the $4,450 monthly median income of Lochearn households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Maryland's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Lochearn: common questions

Where is the nearest emergency hospital to Lochearn?

Sinai Hospital Of Baltimore in Baltimore, about 2.6 mi in a straight line from the center of Lochearn (Medicare hospital file). Its listed phone number is (410) 601-9000. In an emergency, call 911.

How much does live-in care cost in Lochearn?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.29 an hour (the Maryland median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,963 a month (89% of the $4,450 monthly median income of Lochearn households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,315 a month (299% of the $4,450 monthly median income of Lochearn households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Maryland's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Lochearn?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Lochearn it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Lochearn

More senior care near Lochearn

Live-In Caregivers in nearby cities

Other care in Lochearn

More for Lochearn families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Lochearn, MD