Live-In Caregivers in Loudon, TN: 24-Hour Home Care

Local figures

Live-In Caregivers in Loudon, TN: the local picture

230

residents 85 or older (3.6% of all residents)

657

households headed by someone 65+ own their home (74%)

61%

of Loudon homes have 3 or more bedrooms (76% in Loudon County)

$7.25

Tennessee minimum wage per hour

About 230 Loudon residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 61% of homes in Loudon have three or more bedrooms (76% in Loudon County), while 6.5% have one bedroom or none, where live-in care rarely works; the median home has 5.3 rooms.

Of Loudon households headed by someone 65 or older, 657 own their home and 226 rent; among householders 85 and older it is 143 owners and 8 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Loudon compared with Loudon County and Tennessee

Census figure	Loudon	Loudon County	Tennessee
Residents 85 or older	3.6%	2.7%	1.6%
Residents 65+ in households who live alone	31%	21%	29%
Residents 65+ with a disability	45%	29%	36%
Residents 65+ below the poverty line (approx.)	7.8%	6.3%	11%
Residents 65 or older	21%	28%	17%
Residents 5+ who speak a language other than English at home	21%	8.8%	8.6%
Median income, households headed by someone 65+	$42,297	$73,458	—

Older residents in towns around Loudon

Town	Distance	Residents 65+	Residents 85+
Tellico Village, TN	6.2 mi	5,049	456
Lenoir City, TN	7.0 mi	2,332	202
Sweetwater, TN	11 mi	1,620	172
Kingston, TN	12 mi	1,492	216
Farragut, TN	14 mi	5,514	642
Madisonville, TN	15 mi	1,164	120

Emergency hospitals near Loudon

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Fort Loudoun Medical Center	Lenoir City, TN	8.8 mi	4 of 5	(865) 271-6000
Sweetwater Hospital Association	Sweetwater, TN	11 mi	1 of 5	(865) 213-8200
Roane Medical Center	Harriman, TN	16 mi	4 of 5	(865) 316-1000

Straight-line miles from the center of Loudon. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Loudon

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $15.45 an hour (the Tennessee median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,348 a month (95% of the $3,525 monthly median income of Loudon households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,248 a month (319% of the $3,525 monthly median income of Loudon households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Tennessee has no state minimum wage law, so the federal minimum of $7.25 an hour applies to employers covered by the Fair Labor Standards Act (U.S. Department of Labor).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see TennCare CHOICES: how to get paid to care for a family member in Tennessee.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Loudon: common questions

Where is the nearest emergency hospital to Loudon?

Fort Loudoun Medical Center in Lenoir City, about 8.8 mi in a straight line from the center of Loudon (Medicare hospital file). Its listed phone number is (865) 271-6000. In an emergency, call 911.

How much does live-in care cost in Loudon?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $15.45 an hour (the Tennessee median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,348 a month (95% of the $3,525 monthly median income of Loudon households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,248 a month (319% of the $3,525 monthly median income of Loudon households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Tennessee has no state minimum wage law, so the federal minimum of $7.25 an hour applies to employers covered by the Fair Labor Standards Act (U.S. Department of Labor).

Live-in or 24-hour care in Loudon?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Loudon it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Loudon

More senior care near Loudon

Live-In Caregivers in nearby cities

Other care in Loudon

More for Loudon families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Loudon, TN