Live-In Caregivers in Loveland, OH: 24-Hour Home Care

Local figures

Live-In Caregivers in Loveland, OH: the local picture

239

residents 85 or older (1.8% of all residents)

1,114

households headed by someone 65+ own their home (80%)

70%

of Loveland homes have 3 or more bedrooms (70% in Clermont County)

$11.00

Ohio minimum wage per hour

About 239 Loveland residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 70% of homes in Loveland have three or more bedrooms (70% in Clermont County), while 5.1% have one bedroom or none, where live-in care rarely works; the median home has 6.4 rooms.

Of Loveland households headed by someone 65 or older, 1,114 own their home and 275 rent; among householders 85 and older it is 78 owners and 90 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Loveland compared with Clermont County and Ohio

Census figure	Loveland	Clermont County	Ohio
Residents 85 or older	1.8%	1.6%	2.1%
Residents 65+ in households who live alone	28%	30%	32%
Residents 65+ with a disability	19%	32%	33%
Residents 65+ below the poverty line (approx.)	11%	7.5%	10%
Residents 65 or older	17%	18%	18%
Residents 5+ who speak a language other than English at home	12%	3.4%	8.0%
Median income, households headed by someone 65+	$70,858	$59,268	—

Older residents in towns around Loveland

Town	Distance	Residents 65+	Residents 85+
Sixteen Mile Stand, OH	3.2 mi	833	32
Landen, OH	3.4 mi	1,475	58
Montgomery, OH	4.4 mi	2,543	584
Mulberry, OH	4.9 mi	1,393	395
Mount Repose, OH	6.0 mi	682	53
Blue Ash, OH	6.5 mi	2,690	385

Emergency hospitals near Loveland

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Bethesda North	Cincinnati, OH	4.4 mi	3 of 5	(513) 865-1111
Assurance Health Cincinnati LLC	Cincinnati, OH	4.4 mi	not rated	(513) 469-7800
Mercy Health Kings Mills Hospital LLC	Mason, OH	5.3 mi	not rated	(513) 637-9999

Straight-line miles from the center of Loveland. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Loveland

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.57 an hour (the Ohio median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,590 a month (61% of the $5,905 monthly median income of Loveland households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,063 a month (204% of the $5,905 monthly median income of Loveland households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Ohio's minimum wage is $11.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Loveland: common questions

Where is the nearest emergency hospital to Loveland?

Bethesda North in Cincinnati, about 4.4 mi in a straight line from the center of Loveland (Medicare hospital file). Its listed phone number is (513) 865-1111. In an emergency, call 911.

How much does live-in care cost in Loveland?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.57 an hour (the Ohio median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,590 a month (61% of the $5,905 monthly median income of Loveland households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,063 a month (204% of the $5,905 monthly median income of Loveland households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Ohio's minimum wage is $11.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Loveland?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Loveland it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Loveland

More senior care near Loveland

Live-In Caregivers in nearby cities

Other care in Loveland

More for Loveland families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Loveland, OH