Live-In Caregivers in McCordsville, IN: 24-Hour Home Care

Local figures

Live-In Caregivers in McCordsville, IN: the local picture

74

residents 85 or older (0.7% of all residents)

606

households headed by someone 65+ own their home (64%)

84%

of McCordsville homes have 3 or more bedrooms (78% in Hancock County)

$7.25

Indiana minimum wage per hour

About 74 McCordsville residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 84% of homes in McCordsville have three or more bedrooms (78% in Hancock County), while 6.5% have one bedroom or none, where live-in care rarely works; the median home has 7.4 rooms.

Of McCordsville households headed by someone 65 or older, 606 own their home and 343 rent; among householders 85 and older it is 0 owners and 39 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

McCordsville compared with Hancock County and Indiana

Census figure	McCordsville	Hancock County	Indiana
Residents 85 or older	0.7%	1.6%	1.9%
Residents 65+ in households who live alone	30%	24%	30%
Residents 65+ with a disability	30%	34%	33%
Residents 65+ below the poverty line (approx.)	2.4%	6.8%	9.1%
Residents 65 or older	13%	17%	17%
Residents 5+ who speak a language other than English at home	5.1%	4.0%	10%
Median income, households headed by someone 65+	$72,853	$64,929	—

Older residents in towns around McCordsville

Town	Distance	Residents 65+	Residents 85+
Fortville, IN	4.2 mi	527	15
Lawrence, IN	4.4 mi	6,134	680
Fishers, IN	5.2 mi	12,478	1,148
Ingalls, IN	7.3 mi	288	40
Cumberland, IN	7.8 mi	940	75
Lapel, IN	10 mi	336	30

Emergency hospitals near McCordsville

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Ascension St Vincent Fishers	Fishers, IN	4.6 mi	4 of 5	(317) 415-9000
Community Hospital North	Indianapolis, IN	4.9 mi	3 of 5	(317) 621-5335
Hancock Regional Hospital	Greenfield, IN	9.2 mi	4 of 5	(317) 462-5544

Straight-line miles from the center of McCordsville. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in McCordsville

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.86 an hour (the Indiana median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,653 a month (60% of the $6,071 monthly median income of McCordsville households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,274 a month (202% of the $6,071 monthly median income of McCordsville households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Indiana's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in McCordsville: common questions

Where is the nearest emergency hospital to McCordsville?

Ascension St Vincent Fishers in Fishers, about 4.6 mi in a straight line from the center of McCordsville (Medicare hospital file). Its listed phone number is (317) 415-9000. In an emergency, call 911.

How much does live-in care cost in McCordsville?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.86 an hour (the Indiana median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,653 a month (60% of the $6,071 monthly median income of McCordsville households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,274 a month (202% of the $6,071 monthly median income of McCordsville households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Indiana's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in McCordsville?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in McCordsville it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near McCordsville

More senior care near McCordsville

Live-In Caregivers in nearby cities

Other care in McCordsville

More for McCordsville families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in McCordsville, IN