Live-In Caregivers in Moon Lake, FL: 24-Hour Home Care

Local figures

Live-In Caregivers in Moon Lake, FL: the local picture

62

residents 85 or older (1.3% of all residents)

351

households headed by someone 65+ own their home (93%)

61%

of Moon Lake homes have 3 or more bedrooms (58% in Pasco County)

$15.00

Florida minimum wage per hour

About 62 Moon Lake residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 61% of homes in Moon Lake have three or more bedrooms (58% in Pasco County), while 12% have one bedroom or none, where live-in care rarely works; the median home has 5.3 rooms.

Of Moon Lake households headed by someone 65 or older, 351 own their home and 27 rent; among householders 85 and older it is 35 owners and 27 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Moon Lake compared with Pasco County and Florida

Census figure	Moon Lake	Pasco County	Florida
Residents 85 or older	1.3%	2.4%	2.6%
Residents 65+ in households who live alone	22%	27%	25%
Residents 65+ with a disability	50%	34%	31%
Residents 65+ below the poverty line (approx.)	32%	11%	12%
Residents 65 or older	13%	22%	21%
Residents 5+ who speak a language other than English at home	13%	19%	31%
Median income, households headed by someone 65+	$35,833	$48,950	—

Older residents in towns around Moon Lake

Town	Distance	Residents 65+	Residents 85+
River Ridge, FL	2.5 mi	1,137	99
Meadow Oaks, FL	3.6 mi	1,224	155
Quail Ridge, FL	4.7 mi	326	25
Jasmine Estates, FL	5.1 mi	3,771	292
Bayonet Point, FL	5.1 mi	7,768	1,255
New Port Richey East, FL	5.9 mi	3,167	267

Emergency hospitals near Moon Lake

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
HCA Florida Bayonet Point Hospital	Hudson, FL	6.3 mi	2 of 5	(727) 819-2929
HCA Florida Trinity Hospital	Trinity, FL	7.4 mi	2 of 5	(727) 834-4900
Morton Plant North Bay Hospital	New Port Richey, FL	9.0 mi	3 of 5	(727) 842-8468

Straight-line miles from the center of Moon Lake. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Moon Lake

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.25 an hour (the Florida median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,521 a month (118% of the $2,986 monthly median income of Moon Lake households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,830 a month (396% of the $2,986 monthly median income of Moon Lake households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Florida's minimum wage rose to $15.00 an hour on September 30, 2026, under Article X, Section 24 of the Florida Constitution.

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see How to get paid to take care of a family member in Florida: SMMC LTC and the PDO.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Moon Lake: common questions

Where is the nearest emergency hospital to Moon Lake?

HCA Florida Bayonet Point Hospital in Hudson, about 6.3 mi in a straight line from the center of Moon Lake (Medicare hospital file). Its listed phone number is (727) 819-2929. In an emergency, call 911.

How much does live-in care cost in Moon Lake?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.25 an hour (the Florida median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,521 a month (118% of the $2,986 monthly median income of Moon Lake households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,830 a month (396% of the $2,986 monthly median income of Moon Lake households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Florida's minimum wage rose to $15.00 an hour on September 30, 2026, under Article X, Section 24 of the Florida Constitution.

Live-in or 24-hour care in Moon Lake?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Moon Lake it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Moon Lake

More senior care near Moon Lake

Live-In Caregivers in nearby cities

Other care in Moon Lake

More for Moon Lake families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Moon Lake, FL