Live-In Caregivers in Moorhead, MN: 24-Hour Home Care

Local figures

Live-In Caregivers in Moorhead, MN: the local picture

928

residents 85 or older (2.1% of all residents)

2,701

households headed by someone 65+ own their home (71%)

57%

of Moorhead homes have 3 or more bedrooms (63% in Clay County)

$11.41

Minnesota minimum wage per hour

About 928 Moorhead residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 57% of homes in Moorhead have three or more bedrooms (63% in Clay County), while 14% have one bedroom or none, where live-in care rarely works; the median home has 5.6 rooms.

Of Moorhead households headed by someone 65 or older, 2,701 own their home and 1,088 rent; among householders 85 and older it is 283 owners and 410 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Moorhead compared with Clay County and Minnesota

Census figure	Moorhead	Clay County	Minnesota
Residents 85 or older	2.1%	2.1%	2.1%
Residents 65+ in households who live alone	38%	34%	30%
Residents 65+ with a disability	31%	30%	28%
Residents 65+ below the poverty line (approx.)	13%	11%	8.8%
Residents 65 or older	13%	14%	17%
Residents 5+ who speak a language other than English at home	8.0%	6.9%	12%
Median income, households headed by someone 65+	$57,514	$56,946	—

Older residents in towns around Moorhead

Town	Distance	Residents 65+	Residents 85+
Dilworth, MN	2.5 mi	571	115
Fargo, ND	4.0 mi	17,510	2,108
West Fargo, ND	7.6 mi	4,963	637
Horace, ND	11 mi	294	0
Barnesville, MN	21 mi	359	57
Casselton, ND	22 mi	293	30

Emergency hospitals near Moorhead

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Sanford Medical Center Fargo	Fargo, ND	2.3 mi	4 of 5	(701) 234-2000
Fargo Va Medical Center	Fargo, ND	5.7 mi	5 of 5	(701) 232-3241
Essentia Health	Fargo, ND	6.7 mi	3 of 5	(701) 364-8000

Straight-line miles from the center of Moorhead. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Moorhead

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.45 an hour (the Minnesota median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,998 a month (83% of the $4,793 monthly median income of Moorhead households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,432 a month (280% of the $4,793 monthly median income of Moorhead households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Minnesota's minimum wage is $11.41 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Moorhead: common questions

Where is the nearest emergency hospital to Moorhead?

Sanford Medical Center Fargo in Fargo, about 2.3 mi in a straight line from the center of Moorhead (Medicare hospital file). Its listed phone number is (701) 234-2000. In an emergency, call 911.

How much does live-in care cost in Moorhead?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.45 an hour (the Minnesota median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,998 a month (83% of the $4,793 monthly median income of Moorhead households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,432 a month (280% of the $4,793 monthly median income of Moorhead households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Minnesota's minimum wage is $11.41 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Moorhead?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Moorhead it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Moorhead

More senior care near Moorhead

Live-In Caregivers in nearby cities

Other care in Moorhead

More for Moorhead families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Moorhead, MN