Live-In Caregivers in Morgan's Point Resort, TX

Local figures

Live-In Caregivers in Morgan's Point Resort, TX: the local picture

20

residents 85 or older (0.4% of all residents)

431

households headed by someone 65+ own their home (96%)

82%

of Morgan's Point Resort homes have 3 or more bedrooms (70% in Bell County)

$7.25

Texas minimum wage per hour

About 20 Morgan's Point Resort residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 82% of homes in Morgan's Point Resort have three or more bedrooms (70% in Bell County), while 5.1% have one bedroom or none, where live-in care rarely works; the median home has 5.5 rooms.

Of Morgan's Point Resort households headed by someone 65 or older, 431 own their home and 17 rent; among householders 85 and older it is 20 owners and 0 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Morgan's Point Resort compared with Bell County and Texas

Census figure	Morgan's Point Resort	Bell County	Texas
Residents 85 or older	0.4%	1.3%	1.4%
Residents 65+ in households who live alone	27%	26%	25%
Residents 65+ with a disability	39%	38%	35%
Residents 65+ below the poverty line (approx.)	3.7%	11%	12%
Residents 65 or older	14%	12%	13%
Residents 5+ who speak a language other than English at home	8.3%	19%	35%
Median income, households headed by someone 65+	$49,219	$54,865	—

Older residents in towns around Morgan's Point Resort

Town	Distance	Residents 65+	Residents 85+
Temple, TX	5.4 mi	13,547	1,930
Belton, TX	7.2 mi	3,379	499
Troy, TX	9.8 mi	394	28
Nolanville, TX	10 mi	682	27
Harker Heights, TX	13 mi	3,464	239
Killeen, TX	17 mi	13,315	1,455

Emergency hospitals near Morgan's Point Resort

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Temple Va Medical Center (Va Central Texas Healthcare System)	Temple, TX	7.1 mi	4 of 5	(254) 778-4811
Baylor Scott & White Medical Center - Temple	Temple, TX	8.4 mi	5 of 5	(254) 724-2111
Seton Medical Center Harker Heights	Harker Heights, TX	13 mi	4 of 5	(254) 690-0900

Straight-line miles from the center of Morgan's Point Resort. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Morgan's Point Resort

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $11.65 an hour (the Texas median aide wage), a live-in caregiver paid for 50 hours a week costs about $2,524 a month (62% of the $4,102 monthly median income of Morgan's Point Resort households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $8,481 a month (207% of the $4,102 monthly median income of Morgan's Point Resort households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Texas's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see STAR+PLUS in Texas: using consumer directed services to pay a family caregiver.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Morgan's Point Resort: common questions

Where is the nearest emergency hospital to Morgan's Point Resort?

Temple Va Medical Center (Va Central Texas Healthcare System) in Temple, about 7.1 mi in a straight line from the center of Morgan's Point Resort (Medicare hospital file). Its listed phone number is (254) 778-4811. In an emergency, call 911.

How much does live-in care cost in Morgan's Point Resort?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $11.65 an hour (the Texas median aide wage), a live-in caregiver paid for 50 hours a week costs about $2,524 a month (62% of the $4,102 monthly median income of Morgan's Point Resort households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $8,481 a month (207% of the $4,102 monthly median income of Morgan's Point Resort households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Texas's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Morgan's Point Resort?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Morgan's Point Resort it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Morgan's Point Resort

More senior care near Morgan's Point Resort

Live-In Caregivers in nearby cities

Other care in Morgan's Point Resort

More for Morgan's Point Resort families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.