Live-In Caregivers in Mystic Island, NJ: 24-Hour Home Care

Local figures

Live-In Caregivers in Mystic Island, NJ: the local picture

387

residents 85 or older (4.7% of all residents)

1,272

households headed by someone 65+ own their home (92%)

70%

of Mystic Island homes have 3 or more bedrooms (59% in Ocean County)

$15.92

New Jersey minimum wage per hour

About 387 Mystic Island residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 70% of homes in Mystic Island have three or more bedrooms (59% in Ocean County); the median home has 6 rooms.

Of Mystic Island households headed by someone 65 or older, 1,272 own their home and 112 rent; among householders 85 and older it is 198 owners and 20 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Mystic Island compared with Ocean County and New Jersey

Census figure	Mystic Island	Ocean County	New Jersey
Residents 85 or older	4.7%	3.1%	2.1%
Residents 65+ in households who live alone	31%	30%	27%
Residents 65+ with a disability	43%	31%	30%
Residents 65+ below the poverty line (approx.)	15%	8.3%	9.7%
Residents 65 or older	28%	23%	17%
Residents 5+ who speak a language other than English at home	6.5%	13%	33%
Median income, households headed by someone 65+	$65,486	$62,752	—

Older residents in towns around Mystic Island

Town	Distance	Residents 65+	Residents 85+
Tuckerton, NJ	3.2 mi	730	72
Smithville, NJ	7.1 mi	2,794	448
Brigantine, NJ	10 mi	2,769	273
Stockton University, NJ	10 mi	0	0
Beach Haven West, NJ	11 mi	1,759	145
Pomona, NJ	11 mi	1,891	266

Emergency hospitals near Mystic Island

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Southern Ocean Medical Center	Manahawkin, NJ	12 mi	4 of 5	(609) 597-6011
Atlanticare Regional Medical Center - City Campus	Atlantic City, NJ	14 mi	4 of 5	(609) 441-8020
Shore Medical Center	Somers Point, NJ	21 mi	3 of 5	(609) 653-3500

Straight-line miles from the center of Mystic Island. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Mystic Island

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.83 an hour (the New Jersey median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,863 a month (71% of the $5,457 monthly median income of Mystic Island households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,980 a month (238% of the $5,457 monthly median income of Mystic Island households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. New Jersey's minimum wage is $15.92 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Mystic Island: common questions

Where is the nearest emergency hospital to Mystic Island?

Southern Ocean Medical Center in Manahawkin, about 12 mi in a straight line from the center of Mystic Island (Medicare hospital file). Its listed phone number is (609) 597-6011. In an emergency, call 911.

How much does live-in care cost in Mystic Island?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.83 an hour (the New Jersey median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,863 a month (71% of the $5,457 monthly median income of Mystic Island households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,980 a month (238% of the $5,457 monthly median income of Mystic Island households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. New Jersey's minimum wage is $15.92 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Mystic Island?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Mystic Island it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Mystic Island

More senior care near Mystic Island

Live-In Caregivers in nearby cities

Other care in Mystic Island

More for Mystic Island families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Mystic Island, NJ