Live-In Caregivers in Naugatuck, CT: 24-Hour Home Care

Local figures

Live-In Caregivers in Naugatuck, CT: the local picture

514

residents 85 or older (1.6% of all residents)

2,297

households headed by someone 65+ own their home (78%)

58%

of Naugatuck homes have 3 or more bedrooms (60% in Naugatuck Valley Planning Region)

$16.94

Connecticut minimum wage per hour

About 514 Naugatuck residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 58% of homes in Naugatuck have three or more bedrooms (60% in Naugatuck Valley Planning Region), while 11% have one bedroom or none, where live-in care rarely works; the median home has 5.6 rooms.

Of Naugatuck households headed by someone 65 or older, 2,297 own their home and 649 rent; among householders 85 and older it is 280 owners and 9 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Naugatuck compared with Naugatuck Valley Planning Region and Connecticut

Census figure	Naugatuck	Naugatuck Valley Planning Region	Connecticut
Residents 85 or older	1.6%	2.5%	2.4%
Residents 65+ in households who live alone	29%	29%	29%
Residents 65+ with a disability	29%	31%	29%
Residents 65+ below the poverty line (approx.)	6.0%	9.8%	8.8%
Residents 65 or older	16%	19%	19%
Residents 5+ who speak a language other than English at home	23%	23%	23%
Median income, households headed by someone 65+	$60,230	$60,762	—

Older residents in towns around Naugatuck

Town	Distance	Residents 65+	Residents 85+
Waterbury, CT	4.9 mi	17,593	2,283
Oakville, CT	7.3 mi	1,901	372
Cheshire Village, CT	8.1 mi	1,815	242
Watertown, CT	8.6 mi	710	82
Heritage Village, CT	9.4 mi	3,617	720
Quinnipiac University, CT	9.4 mi	0	0

Emergency hospitals near Naugatuck

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Saint Mary's Hospital	Waterbury, CT	3.5 mi	3 of 5	(203) 709-6020
Waterbury Hospital	Waterbury, CT	4.9 mi	2 of 5	(203) 573-6000
Yale-New Haven Hospital	New Haven, CT	11 mi	5 of 5	(203) 688-4242

Straight-line miles from the center of Naugatuck. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Naugatuck

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.75 an hour (the Connecticut median aide wage), a live-in caregiver paid for 50 hours a week costs about $4,063 a month (81% of the $5,019 monthly median income of Naugatuck households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,650 a month (272% of the $5,019 monthly median income of Naugatuck households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Connecticut's minimum wage is $16.94 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Naugatuck: common questions

Where is the nearest emergency hospital to Naugatuck?

Saint Mary's Hospital in Waterbury, about 3.5 mi in a straight line from the center of Naugatuck (Medicare hospital file). Its listed phone number is (203) 709-6020. In an emergency, call 911.

How much does live-in care cost in Naugatuck?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.75 an hour (the Connecticut median aide wage), a live-in caregiver paid for 50 hours a week costs about $4,063 a month (81% of the $5,019 monthly median income of Naugatuck households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,650 a month (272% of the $5,019 monthly median income of Naugatuck households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Connecticut's minimum wage is $16.94 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Naugatuck?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Naugatuck it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Naugatuck

More senior care near Naugatuck

Live-In Caregivers in nearby cities

Other care in Naugatuck

More for Naugatuck families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Naugatuck, CT