Live-In Caregivers in Ocean Pines, MD: 24-Hour Home Care

Local figures

Live-In Caregivers in Ocean Pines, MD: the local picture

583

residents 85 or older (4.7% of all residents)

3,101

households headed by someone 65+ own their home (96%)

91%

of Ocean Pines homes have 3 or more bedrooms (74% in Worcester County)

$15.00

Maryland minimum wage per hour

About 583 Ocean Pines residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 91% of homes in Ocean Pines have three or more bedrooms (74% in Worcester County); the median home has 6 rooms.

Of Ocean Pines households headed by someone 65 or older, 3,101 own their home and 133 rent; among householders 85 and older it is 313 owners and 54 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Ocean Pines compared with Worcester County and Maryland

Census figure	Ocean Pines	Worcester County	Maryland
Residents 85 or older	4.7%	3.6%	1.9%
Residents 65+ in households who live alone	18%	26%	27%
Residents 65+ with a disability	21%	27%	30%
Residents 65+ below the poverty line (approx.)	3.8%	5.8%	9.5%
Residents 65 or older	44%	29%	17%
Residents 5+ who speak a language other than English at home	4.7%	6.3%	21%
Median income, households headed by someone 65+	$79,014	$70,295	—

Older residents in towns around Ocean Pines

Town	Distance	Residents 65+	Residents 85+
West Ocean City, MD	3.3 mi	1,189	146
Ocean City, MD	4.2 mi	2,154	264
Berlin, MD	5.2 mi	904	206
Selbyville, DE	6.1 mi	917	112
Ocean View, DE	10 mi	1,515	172
Millsboro, DE	17 mi	1,850	162

Emergency hospitals near Ocean Pines

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Atlantic General Hospital	Berlin, MD	3.3 mi	3 of 5	(410) 641-1100
Beebe Medical Center	Lewes, DE	25 mi	3 of 5	(302) 645-3300
Tidalhealth Peninsula Regional, Inc	Salisbury, MD	26 mi	4 of 5	(410) 546-6400

Straight-line miles from the center of Ocean Pines. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Ocean Pines

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.29 an hour (the Maryland median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,963 a month (60% of the $6,585 monthly median income of Ocean Pines households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,315 a month (202% of the $6,585 monthly median income of Ocean Pines households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Maryland's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Ocean Pines: common questions

Where is the nearest emergency hospital to Ocean Pines?

Atlantic General Hospital in Berlin, about 3.3 mi in a straight line from the center of Ocean Pines (Medicare hospital file). Its listed phone number is (410) 641-1100. In an emergency, call 911.

How much does live-in care cost in Ocean Pines?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.29 an hour (the Maryland median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,963 a month (60% of the $6,585 monthly median income of Ocean Pines households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,315 a month (202% of the $6,585 monthly median income of Ocean Pines households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Maryland's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Ocean Pines?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Ocean Pines it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Ocean Pines

More senior care near Ocean Pines

Live-In Caregivers in nearby cities

Other care in Ocean Pines

More for Ocean Pines families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Ocean Pines, MD