Live-In Caregivers in Oxford, MA: 24-Hour Home Care

Local figures

Live-In Caregivers in Oxford, MA: the local picture

135

residents 85 or older (2.4% of all residents)

455

households headed by someone 65+ own their home (81%)

69%

of Oxford homes have 3 or more bedrooms (60% in Worcester County)

$15.00

Massachusetts minimum wage per hour

About 135 Oxford residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 69% of homes in Oxford have three or more bedrooms (60% in Worcester County), while 9.0% have one bedroom or none, where live-in care rarely works; the median home has 6.1 rooms.

Of Oxford households headed by someone 65 or older, 455 own their home and 104 rent; among householders 85 and older it is 88 owners and 13 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Oxford compared with Worcester County and Massachusetts

Census figure	Oxford	Worcester County	Massachusetts
Residents 85 or older	2.4%	1.9%	2.2%
Residents 65+ in households who live alone	26%	27%	29%
Residents 65+ with a disability	37%	32%	30%
Residents 65+ below the poverty line (approx.)	9.9%	10%	11%
Residents 65 or older	17%	17%	18%
Residents 5+ who speak a language other than English at home	9.3%	22%	25%
Median income, households headed by someone 65+	$48,482	$61,599	—

Older residents in towns around Oxford

Town	Distance	Residents 65+	Residents 85+
Webster, MA	4.8 mi	1,920	235
East Douglas, MA	8.1 mi	554	45
Southbridge Town, MA	9.3 mi	2,562	220
Whitinsville, MA	10 mi	1,169	131
Worcester, MA	11 mi	27,619	4,006
Spencer, MA	11 mi	1,479	199

Emergency hospitals near Oxford

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Umass Memorial Health - Harrington Hospital	Southbridge, MA	8.9 mi	3 of 5	(508) 765-9771
St Vincent Hospital	Worcester, MA	11 mi	2 of 5	(508) 363-5000
Day Kimball Hospital	Putnam, CT	14 mi	2 of 5	(860) 928-6541

Straight-line miles from the center of Oxford. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Oxford

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $19.67 an hour (the Massachusetts median aide wage), a live-in caregiver paid for 50 hours a week costs about $4,262 a month (105% of the $4,040 monthly median income of Oxford households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $14,320 a month (354% of the $4,040 monthly median income of Oxford households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Massachusetts's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Oxford: common questions

Where is the nearest emergency hospital to Oxford?

Umass Memorial Health - Harrington Hospital in Southbridge, about 8.9 mi in a straight line from the center of Oxford (Medicare hospital file). Its listed phone number is (508) 765-9771. In an emergency, call 911.

How much does live-in care cost in Oxford?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $19.67 an hour (the Massachusetts median aide wage), a live-in caregiver paid for 50 hours a week costs about $4,262 a month (105% of the $4,040 monthly median income of Oxford households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $14,320 a month (354% of the $4,040 monthly median income of Oxford households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Massachusetts's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Oxford?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Oxford it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Oxford

More senior care near Oxford

Live-In Caregivers in nearby cities

Other care in Oxford

More for Oxford families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Oxford, MA