Live-In Caregivers in Palm Bay, FL: 24-Hour Home Care

Local figures

Live-In Caregivers in Palm Bay, FL: the local picture

2,986

residents 85 or older (2.3% of all residents)

12,823

households headed by someone 65+ own their home (88%)

81%

of Palm Bay homes have 3 or more bedrooms (71% in Brevard County)

$15.00

Florida minimum wage per hour

About 2,986 Palm Bay residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 81% of homes in Palm Bay have three or more bedrooms (71% in Brevard County); the median home has 5.7 rooms.

Of Palm Bay households headed by someone 65 or older, 12,823 own their home and 1,762 rent; among householders 85 and older it is 1,461 owners and 136 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Palm Bay compared with Brevard County and Florida

Census figure	Palm Bay	Brevard County	Florida
Residents 85 or older	2.3%	3.0%	2.6%
Residents 65+ in households who live alone	23%	26%	25%
Residents 65+ with a disability	37%	33%	31%
Residents 65+ below the poverty line (approx.)	12%	8.1%	12%
Residents 65 or older	19%	24%	21%
Residents 5+ who speak a language other than English at home	19%	12%	31%
Median income, households headed by someone 65+	$51,858	$58,980	—

Older residents in towns around Palm Bay

Town	Distance	Residents 65+	Residents 85+
Malabar, FL	5.5 mi	590	98
Grant-Valkaria, FL	6.2 mi	2,035	185
West Melbourne, FL	6.6 mi	5,451	569
June Park, FL	8.2 mi	964	71
Melbourne Beach, FL	10 mi	986	63
Melbourne, FL	11 mi	19,487	3,191

Emergency hospitals near Palm Bay

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Palm Bay Hospital	Palm Bay, FL	4.3 mi	3 of 5	(321) 434-8000
Holmes Regional Medical Center	Melbourne, FL	8.4 mi	4 of 5	(321) 434-7000
Orlando Health Melbourne Hospital	Melbourne, FL	13 mi	3 of 5	(321) 752-1200

Straight-line miles from the center of Palm Bay. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Palm Bay

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.25 an hour (the Florida median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,521 a month (81% of the $4,322 monthly median income of Palm Bay households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,830 a month (274% of the $4,322 monthly median income of Palm Bay households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Florida's minimum wage rose to $15.00 an hour on September 30, 2026, under Article X, Section 24 of the Florida Constitution.

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see How to get paid to take care of a family member in Florida: SMMC LTC and the PDO.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Palm Bay: common questions

Where is the nearest emergency hospital to Palm Bay?

Palm Bay Hospital in Palm Bay, about 4.3 mi in a straight line from the center of Palm Bay (Medicare hospital file). Its listed phone number is (321) 434-8000. In an emergency, call 911.

How much does live-in care cost in Palm Bay?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.25 an hour (the Florida median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,521 a month (81% of the $4,322 monthly median income of Palm Bay households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,830 a month (274% of the $4,322 monthly median income of Palm Bay households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Florida's minimum wage rose to $15.00 an hour on September 30, 2026, under Article X, Section 24 of the Florida Constitution.

Live-in or 24-hour care in Palm Bay?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Palm Bay it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Palm Bay

More senior care near Palm Bay

Live-In Caregivers in nearby cities

Other care in Palm Bay

More for Palm Bay families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Palm Bay, FL