Live-In Caregivers in Palm City, FL: 24-Hour Home Care

Local figures

Live-In Caregivers in Palm City, FL: the local picture

1,165

residents 85 or older (4.4% of all residents)

3,902

households headed by someone 65+ own their home (93%)

73%

of Palm City homes have 3 or more bedrooms (56% in Martin County)

$15.00

Florida minimum wage per hour

About 1,165 Palm City residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 73% of homes in Palm City have three or more bedrooms (56% in Martin County); the median home has 6.3 rooms.

Of Palm City households headed by someone 65 or older, 3,902 own their home and 312 rent; among householders 85 and older it is 503 owners and 145 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Palm City compared with Martin County and Florida

Census figure	Palm City	Martin County	Florida
Residents 85 or older	4.4%	4.0%	2.6%
Residents 65+ in households who live alone	21%	26%	25%
Residents 65+ with a disability	24%	27%	31%
Residents 65+ below the poverty line (approx.)	4.9%	8.5%	12%
Residents 65 or older	29%	32%	21%
Residents 5+ who speak a language other than English at home	8.2%	15%	31%
Median income, households headed by someone 65+	$89,226	$69,533	—

Older residents in towns around Palm City

Town	Distance	Residents 65+	Residents 85+
Stuart, FL	2.8 mi	5,381	760
North River Shores, FL	3.1 mi	1,374	175
Jensen Beach, FL	5.3 mi	4,143	512
Port Salerno, FL	6.4 mi	3,264	389
Port St. Lucie, FL	9.5 mi	50,681	5,583
Hutchinson Island South, FL	9.7 mi	2,786	380

Emergency hospitals near Palm City

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Cleveland Clinic Martin North Hospital	Stuart, FL	2.4 mi	3 of 5	(772) 287-5200
St Lucie Medical Center	Port Saint Lucie, FL	7.7 mi	1 of 5	(772) 335-4000
Port St Lucie Hospital	Port Saint Lucie, FL	7.7 mi	not rated	(772) 335-0400

Straight-line miles from the center of Palm City. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Palm City

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.25 an hour (the Florida median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,521 a month (47% of the $7,436 monthly median income of Palm City households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,830 a month (159% of the $7,436 monthly median income of Palm City households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Florida's minimum wage rose to $15.00 an hour on September 30, 2026, under Article X, Section 24 of the Florida Constitution.

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see How to get paid to take care of a family member in Florida: SMMC LTC and the PDO.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Palm City: common questions

Where is the nearest emergency hospital to Palm City?

Cleveland Clinic Martin North Hospital in Stuart, about 2.4 mi in a straight line from the center of Palm City (Medicare hospital file). Its listed phone number is (772) 287-5200. In an emergency, call 911.

How much does live-in care cost in Palm City?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.25 an hour (the Florida median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,521 a month (47% of the $7,436 monthly median income of Palm City households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,830 a month (159% of the $7,436 monthly median income of Palm City households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Florida's minimum wage rose to $15.00 an hour on September 30, 2026, under Article X, Section 24 of the Florida Constitution.

Live-in or 24-hour care in Palm City?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Palm City it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Palm City

More senior care near Palm City

Live-In Caregivers in nearby cities

Other care in Palm City

More for Palm City families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Palm City, FL