Live-In Caregivers in Palm Coast, FL: 24-Hour Home Care

Local figures

Live-In Caregivers in Palm Coast, FL: the local picture

3,182

residents 85 or older (3.2% of all residents)

14,772

households headed by someone 65+ own their home (88%)

87%

of Palm Coast homes have 3 or more bedrooms (83% in Flagler County)

$15.00

Florida minimum wage per hour

About 3,182 Palm Coast residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 87% of homes in Palm Coast have three or more bedrooms (83% in Flagler County); the median home has 5.9 rooms.

Of Palm Coast households headed by someone 65 or older, 14,772 own their home and 2,098 rent; among householders 85 and older it is 1,334 owners and 323 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Palm Coast compared with Flagler County and Florida

Census figure	Palm Coast	Flagler County	Florida
Residents 85 or older	3.2%	3.3%	2.6%
Residents 65+ in households who live alone	19%	20%	25%
Residents 65+ with a disability	30%	29%	31%
Residents 65+ below the poverty line (approx.)	7.2%	6.7%	12%
Residents 65 or older	29%	31%	21%
Residents 5+ who speak a language other than English at home	18%	15%	31%
Median income, households headed by someone 65+	$61,697	$63,791	—

Older residents in towns around Palm Coast

Town	Distance	Residents 65+	Residents 85+
Flagler Beach, FL	8.0 mi	1,838	356
Bunnell, FL	9.4 mi	1,136	67
Flagler Estates, FL	15 mi	624	20
Ormond-by-the-Sea, FL	17 mi	2,960	360
Butler Beach, FL	18 mi	1,864	138
Ormond Beach, FL	19 mi	14,718	1,659

Emergency hospitals near Palm Coast

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Adventhealth Palm Coast Parkway	Palm Coast, FL	2.0 mi	4 of 5	(386) 302-1800
Adventhealth Palm Coast	Palm Coast, FL	4.2 mi	5 of 5	(386) 586-2000
Flagler Hospital	Saint Augustine, FL	21 mi	3 of 5	(904) 819-5155

Straight-line miles from the center of Palm Coast. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Palm Coast

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.25 an hour (the Florida median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,521 a month (68% of the $5,141 monthly median income of Palm Coast households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,830 a month (230% of the $5,141 monthly median income of Palm Coast households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Florida's minimum wage rose to $15.00 an hour on September 30, 2026, under Article X, Section 24 of the Florida Constitution.

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see How to get paid to take care of a family member in Florida: SMMC LTC and the PDO.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Palm Coast: common questions

Where is the nearest emergency hospital to Palm Coast?

Adventhealth Palm Coast Parkway in Palm Coast, about 2.0 mi in a straight line from the center of Palm Coast (Medicare hospital file). Its listed phone number is (386) 302-1800. In an emergency, call 911.

How much does live-in care cost in Palm Coast?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.25 an hour (the Florida median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,521 a month (68% of the $5,141 monthly median income of Palm Coast households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,830 a month (230% of the $5,141 monthly median income of Palm Coast households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Florida's minimum wage rose to $15.00 an hour on September 30, 2026, under Article X, Section 24 of the Florida Constitution.

Live-in or 24-hour care in Palm Coast?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Palm Coast it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Palm Coast

More senior care near Palm Coast

Live-In Caregivers in nearby cities

Other care in Palm Coast

More for Palm Coast families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Palm Coast, FL