Live-In Caregivers in Palmer, TX: 24-Hour Home Care

Local figures

Live-In Caregivers in Palmer, TX: the local picture

13

residents 85 or older (0.5% of all residents)

111

households headed by someone 65+ own their home (94%)

85%

of Palmer homes have 3 or more bedrooms (80% in Ellis County)

$7.25

Texas minimum wage per hour

About 13 Palmer residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 85% of homes in Palmer have three or more bedrooms (80% in Ellis County); the median home has 5.4 rooms.

Of Palmer households headed by someone 65 or older, 111 own their home and 7 rent. Renters should check that the lease allows another adult to live in before anyone moves in.

Palmer compared with Ellis County and Texas

Census figure	Palmer	Ellis County	Texas
Residents 85 or older	0.5%	1.1%	1.4%
Residents 65+ in households who live alone	10%	20%	25%
Residents 65+ with a disability	37%	33%	35%
Residents 65+ below the poverty line (approx.)	1.3%	7.5%	12%
Residents 65 or older	9.1%	13%	13%
Residents 5+ who speak a language other than English at home	23%	20%	35%
Median income, households headed by someone 65+	$59,583	$65,332	—

Older residents in towns around Palmer

Town	Distance	Residents 65+	Residents 85+
Ennis, TX	7.2 mi	2,859	329
Ferris, TX	7.7 mi	284	15
Red Oak, TX	9.0 mi	1,752	120
Waxahachie, TX	10 mi	5,491	600
Wilmer, TX	12 mi	545	45
Lancaster, TX	13 mi	4,958	442

Emergency hospitals near Palmer

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Ennis Regional Medical Center	Ennis, TX	6.9 mi	not rated	(972) 875-0900
Baylor Scott & White Medical Center- Waxahachie	Waxahachie, TX	10 mi	4 of 5	(972) 923-7000
Crescent Medical Center Lancaster	Lancaster, TX	13 mi	2 of 5	(972) 230-8888

Straight-line miles from the center of Palmer. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Palmer

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $11.65 an hour (the Texas median aide wage), a live-in caregiver paid for 50 hours a week costs about $2,524 a month (51% of the $4,965 monthly median income of Palmer households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $8,481 a month (171% of the $4,965 monthly median income of Palmer households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Texas's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see STAR+PLUS in Texas: using consumer directed services to pay a family caregiver.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Palmer: common questions

Where is the nearest emergency hospital to Palmer?

Ennis Regional Medical Center in Ennis, about 6.9 mi in a straight line from the center of Palmer (Medicare hospital file). Its listed phone number is (972) 875-0900. In an emergency, call 911.

How much does live-in care cost in Palmer?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $11.65 an hour (the Texas median aide wage), a live-in caregiver paid for 50 hours a week costs about $2,524 a month (51% of the $4,965 monthly median income of Palmer households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $8,481 a month (171% of the $4,965 monthly median income of Palmer households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Texas's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Palmer?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Palmer it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Palmer

More senior care near Palmer

Live-In Caregivers in nearby cities

Other care in Palmer

More for Palmer families

Sources

Census ACS 2020–2024 5-year (small-place figures carry wide margins of error); CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Palmer, TX