Live-In Caregivers in Palmetto Bay, FL: 24-Hour Home Care

Local figures

Live-In Caregivers in Palmetto Bay, FL: the local picture

603

residents 85 or older (2.4% of all residents)

1,814

households headed by someone 65+ own their home (87%)

79%

of Palmetto Bay homes have 3 or more bedrooms (47% in Miami-Dade County)

$15.00

Florida minimum wage per hour

About 603 Palmetto Bay residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 79% of homes in Palmetto Bay have three or more bedrooms (47% in Miami-Dade County), while 8.1% have one bedroom or none, where live-in care rarely works; the median home has 6.3 rooms.

Of Palmetto Bay households headed by someone 65 or older, 1,814 own their home and 267 rent; among householders 85 and older it is 254 owners and 75 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Palmetto Bay compared with Miami-Dade County and Florida

Census figure	Palmetto Bay	Miami-Dade County	Florida
Residents 85 or older	2.4%	2.4%	2.6%
Residents 65+ in households who live alone	17%	22%	25%
Residents 65+ with a disability	31%	32%	31%
Residents 65+ below the poverty line (approx.)	9.3%	21%	12%
Residents 65 or older	15%	17%	21%
Residents 5+ who speak a language other than English at home	51%	75%	31%
Median income, households headed by someone 65+	$105,273	$41,151	—

Older residents in towns around Palmetto Bay

Town	Distance	Residents 65+	Residents 85+
Palmetto Estates, FL	2.6 mi	2,794	306
West Perrine, FL	3.0 mi	1,434	244
Pinecrest, FL	3.1 mi	3,223	335
Cutler Bay, FL	3.3 mi	7,611	1,147
Richmond Heights, FL	3.4 mi	1,834	243
Kendall, FL	4.0 mi	16,410	2,664

Emergency hospitals near Palmetto Bay

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Baptist Hospital Of Miami	Miami, FL	3.7 mi	5 of 5	(786) 596-1960
South Miami Hospital	Miami, FL	5.7 mi	4 of 5	(786) 662-4000
Larkin Community Hospital	South Miami, FL	5.7 mi	1 of 5	(305) 284-7500

Straight-line miles from the center of Palmetto Bay. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Palmetto Bay

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.25 an hour (the Florida median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,521 a month (40% of the $8,773 monthly median income of Palmetto Bay households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,830 a month (135% of the $8,773 monthly median income of Palmetto Bay households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Florida's minimum wage rose to $15.00 an hour on September 30, 2026, under Article X, Section 24 of the Florida Constitution.

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see How to get paid to take care of a family member in Florida: SMMC LTC and the PDO.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Palmetto Bay: common questions

Where is the nearest emergency hospital to Palmetto Bay?

Baptist Hospital Of Miami in Miami, about 3.7 mi in a straight line from the center of Palmetto Bay (Medicare hospital file). Its listed phone number is (786) 596-1960. In an emergency, call 911.

How much does live-in care cost in Palmetto Bay?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.25 an hour (the Florida median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,521 a month (40% of the $8,773 monthly median income of Palmetto Bay households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,830 a month (135% of the $8,773 monthly median income of Palmetto Bay households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Florida's minimum wage rose to $15.00 an hour on September 30, 2026, under Article X, Section 24 of the Florida Constitution.

Live-in or 24-hour care in Palmetto Bay?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Palmetto Bay it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Palmetto Bay

More senior care near Palmetto Bay

Live-In Caregivers in nearby cities

Other care in Palmetto Bay

More for Palmetto Bay families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Palmetto Bay, FL