Live-In Caregivers in Richmond, IN: 24-Hour Home Care

Local figures

Live-In Caregivers in Richmond, IN: the local picture

1,153

residents 85 or older (3.2% of all residents)

3,035

households headed by someone 65+ own their home (68%)

58%

of Richmond homes have 3 or more bedrooms (66% in Wayne County)

$7.25

Indiana minimum wage per hour

About 1,153 Richmond residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 58% of homes in Richmond have three or more bedrooms (66% in Wayne County), while 15% have one bedroom or none, where live-in care rarely works; the median home has 5.6 rooms.

Of Richmond households headed by someone 65 or older, 3,035 own their home and 1,427 rent; among householders 85 and older it is 447 owners and 263 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Richmond compared with Wayne County and Indiana

Census figure	Richmond	Wayne County	Indiana
Residents 85 or older	3.2%	2.7%	1.9%
Residents 65+ in households who live alone	37%	31%	30%
Residents 65+ with a disability	39%	36%	33%
Residents 65+ below the poverty line (approx.)	13%	11%	9.1%
Residents 65 or older	19%	20%	17%
Residents 5+ who speak a language other than English at home	6.0%	5.9%	10%
Median income, households headed by someone 65+	$41,698	$45,288	—

Older residents in towns around Richmond

Town	Distance	Residents 65+	Residents 85+
Centerville, IN	5.8 mi	443	60
Lake Lakengren, OH	15 mi	681	10
Eaton, OH	15 mi	1,812	323
Connersville, IN	18 mi	2,574	207
Arcanum, OH	21 mi	469	51
Greenville, OH	24 mi	3,033	921

Emergency hospitals near Richmond

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Reid Health	Richmond, IN	0.1 mi	2 of 5	(765) 983-3000
Richmond State Hospital	Richmond, IN	0.1 mi	not rated	(765) 966-0511
Wayne Hospital	Greenville, OH	23 mi	not rated	(937) 548-1141

Straight-line miles from the center of Richmond. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Richmond

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.86 an hour (the Indiana median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,653 a month (105% of the $3,475 monthly median income of Richmond households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,274 a month (353% of the $3,475 monthly median income of Richmond households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Indiana's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Richmond: common questions

Where is the nearest emergency hospital to Richmond?

Reid Health in Richmond, about 0.1 mi in a straight line from the center of Richmond (Medicare hospital file). Its listed phone number is (765) 983-3000. In an emergency, call 911.

How much does live-in care cost in Richmond?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.86 an hour (the Indiana median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,653 a month (105% of the $3,475 monthly median income of Richmond households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,274 a month (353% of the $3,475 monthly median income of Richmond households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Indiana's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Richmond?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Richmond it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Richmond

More senior care near Richmond

Live-In Caregivers in nearby cities

Other care in Richmond

More for Richmond families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Richmond, IN