Live-In Caregivers in Rumson, NJ: 24-Hour Home Care

Local figures

Live-In Caregivers in Rumson, NJ: the local picture

116

residents 85 or older (1.6% of all residents)

707

households headed by someone 65+ own their home (97%)

93%

of Rumson homes have 3 or more bedrooms (66% in Monmouth County)

$15.92

New Jersey minimum wage per hour

About 116 Rumson residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 93% of homes in Rumson have three or more bedrooms (66% in Monmouth County); the median home has 10 rooms.

Of Rumson households headed by someone 65 or older, 707 own their home and 23 rent; among householders 85 and older it is 68 owners and 0 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Rumson compared with Monmouth County and New Jersey

Census figure	Rumson	Monmouth County	New Jersey
Residents 85 or older	1.6%	2.3%	2.1%
Residents 65+ in households who live alone	12%	28%	27%
Residents 65+ with a disability	14%	27%	30%
Residents 65+ below the poverty line (approx.)	0.0%	6.9%	9.7%
Residents 65 or older	18%	19%	17%
Residents 5+ who speak a language other than English at home	7.6%	18%	33%
Median income, households headed by someone 65+	$164,118	$82,095	—

Older residents in towns around Rumson

Town	Distance	Residents 65+	Residents 85+
Fair Haven, NJ	1.8 mi	631	78
Monmouth Beach, NJ	2.1 mi	1,000	92
Little Silver, NJ	2.3 mi	1,130	131
Highlands, NJ	3.0 mi	1,092	59
Oceanport, NJ	3.3 mi	1,479	164
Red Bank, NJ	3.4 mi	2,682	520

Emergency hospitals near Rumson

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Riverview Medical Center	Red Bank, NJ	3.4 mi	3 of 5	(732) 741-2700
Monmouth Medical Center	Long Branch, NJ	4.4 mi	3 of 5	(732) 222-5200
Bayshore Medical Center	Holmdel, NJ	9.1 mi	4 of 5	(732) 739-5900

Straight-line miles from the center of Rumson. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Rumson

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.83 an hour (the New Jersey median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,863 a month (28% of the $13,677 monthly median income of Rumson households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,980 a month (95% of the $13,677 monthly median income of Rumson households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. New Jersey's minimum wage is $15.92 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Rumson: common questions

Where is the nearest emergency hospital to Rumson?

Riverview Medical Center in Red Bank, about 3.4 mi in a straight line from the center of Rumson (Medicare hospital file). Its listed phone number is (732) 741-2700. In an emergency, call 911.

How much does live-in care cost in Rumson?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.83 an hour (the New Jersey median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,863 a month (28% of the $13,677 monthly median income of Rumson households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,980 a month (95% of the $13,677 monthly median income of Rumson households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. New Jersey's minimum wage is $15.92 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Rumson?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Rumson it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Rumson

More senior care near Rumson

Live-In Caregivers in nearby cities

Other care in Rumson

More for Rumson families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Rumson, NJ