Live-In Caregivers in Saugus, MA: 24-Hour Home Care

Local figures

Live-In Caregivers in Saugus, MA: the local picture

634

residents 85 or older (2.2% of all residents)

3,054

households headed by someone 65+ own their home (81%)

64%

of Saugus homes have 3 or more bedrooms (57% in Essex County)

$15.00

Massachusetts minimum wage per hour

About 634 Saugus residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 64% of homes in Saugus have three or more bedrooms (57% in Essex County), while 12% have one bedroom or none, where live-in care rarely works; the median home has 6.1 rooms.

Of Saugus households headed by someone 65 or older, 3,054 own their home and 708 rent; among householders 85 and older it is 316 owners and 30 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Saugus compared with Essex County and Massachusetts

Census figure	Saugus	Essex County	Massachusetts
Residents 85 or older	2.2%	2.2%	2.2%
Residents 65+ in households who live alone	22%	29%	29%
Residents 65+ with a disability	28%	30%	30%
Residents 65+ below the poverty line (approx.)	9.5%	11%	11%
Residents 65 or older	22%	18%	18%
Residents 5+ who speak a language other than English at home	28%	29%	25%
Median income, households headed by someone 65+	$65,411	$66,414	—

Older residents in towns around Saugus

Town	Distance	Residents 65+	Residents 85+
Melrose, MA	2.5 mi	6,106	771
Lynn, MA	2.7 mi	13,917	1,701
Revere, MA	3.5 mi	9,416	1,300
Malden, MA	3.5 mi	8,581	1,078
Wakefield, MA	3.6 mi	5,268	657
Stoneham, MA	4.3 mi	4,755	878

Emergency hospitals near Saugus

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Melrosewakefield Healthcare	Melrose, MA	2.6 mi	3 of 5	(781) 979-3000
North Shore Medical Center -	Salem, MA	6.6 mi	5 of 5	(978) 741-1215
Winchester Hospital	Winchester, MA	6.7 mi	3 of 5	(781) 729-9000

Straight-line miles from the center of Saugus. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Saugus

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $19.67 an hour (the Massachusetts median aide wage), a live-in caregiver paid for 50 hours a week costs about $4,262 a month (78% of the $5,451 monthly median income of Saugus households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $14,320 a month (263% of the $5,451 monthly median income of Saugus households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Massachusetts's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Saugus: common questions

Where is the nearest emergency hospital to Saugus?

Melrosewakefield Healthcare in Melrose, about 2.6 mi in a straight line from the center of Saugus (Medicare hospital file). Its listed phone number is (781) 979-3000. In an emergency, call 911.

How much does live-in care cost in Saugus?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $19.67 an hour (the Massachusetts median aide wage), a live-in caregiver paid for 50 hours a week costs about $4,262 a month (78% of the $5,451 monthly median income of Saugus households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $14,320 a month (263% of the $5,451 monthly median income of Saugus households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Massachusetts's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Saugus?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Saugus it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Saugus

More senior care near Saugus

Live-In Caregivers in nearby cities

Other care in Saugus

More for Saugus families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Saugus, MA