Live-In Caregivers in Sergeant Bluff, IA: 24-Hour Home Care

Local figures

Live-In Caregivers in Sergeant Bluff, IA: the local picture

65

residents 85 or older (1.3% of all residents)

334

households headed by someone 65+ own their home (97%)

75%

of Sergeant Bluff homes have 3 or more bedrooms (59% in Woodbury County)

$7.25

Iowa minimum wage per hour

About 65 Sergeant Bluff residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 75% of homes in Sergeant Bluff have three or more bedrooms (59% in Woodbury County), while 7.0% have one bedroom or none, where live-in care rarely works; the median home has 6.3 rooms.

Of Sergeant Bluff households headed by someone 65 or older, 334 own their home and 10 rent; among householders 85 and older it is 16 owners and 10 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Sergeant Bluff compared with Woodbury County and Iowa

Census figure	Sergeant Bluff	Woodbury County	Iowa
Residents 85 or older	1.3%	1.5%	2.3%
Residents 65+ in households who live alone	27%	32%	31%
Residents 65+ with a disability	34%	33%	30%
Residents 65+ below the poverty line (approx.)	8.6%	12%	8.4%
Residents 65 or older	12%	16%	18%
Residents 5+ who speak a language other than English at home	8.4%	19%	9.1%
Median income, households headed by someone 65+	$83,750	$50,680	—

Older residents in towns around Sergeant Bluff

Town	Distance	Residents 65+	Residents 85+
Dakota City, NE	3.8 mi	295	39
South Sioux City, NE	5.5 mi	1,535	261
Sioux City, IA	7.0 mi	12,804	1,235
Dakota Dunes, SD	9.3 mi	756	0
North Sioux City, SD	12 mi	640	0
Elk Point, SD	26 mi	450	144

Emergency hospitals near Sergeant Bluff

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Mercyone Siouxland Medical Center	Sioux City, IA	7.4 mi	2 of 5	(712) 279-2010
St Lukes Regional Medical Center	Sioux City, IA	9.2 mi	2 of 5	(712) 279-3500
Twelve Clans Unity Hospital	Winnebago, NE	13 mi	not rated	(402) 878-2231

Straight-line miles from the center of Sergeant Bluff. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Sergeant Bluff

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.34 an hour (the Iowa median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,757 a month (54% of the $6,979 monthly median income of Sergeant Bluff households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,624 a month (181% of the $6,979 monthly median income of Sergeant Bluff households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Iowa's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Sergeant Bluff: common questions

Where is the nearest emergency hospital to Sergeant Bluff?

Mercyone Siouxland Medical Center in Sioux City, about 7.4 mi in a straight line from the center of Sergeant Bluff (Medicare hospital file). Its listed phone number is (712) 279-2010. In an emergency, call 911.

How much does live-in care cost in Sergeant Bluff?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.34 an hour (the Iowa median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,757 a month (54% of the $6,979 monthly median income of Sergeant Bluff households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,624 a month (181% of the $6,979 monthly median income of Sergeant Bluff households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Iowa's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Sergeant Bluff?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Sergeant Bluff it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Sergeant Bluff

More senior care near Sergeant Bluff

Live-In Caregivers in nearby cities

Other care in Sergeant Bluff

More for Sergeant Bluff families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Sergeant Bluff, IA