Live-In Caregivers in Signal Mountain, TN: 24-Hour Home Care

Local figures

Live-In Caregivers in Signal Mountain, TN: the local picture

568

residents 85 or older (6.4% of all residents)

1,106

households headed by someone 65+ own their home (84%)

87%

of Signal Mountain homes have 3 or more bedrooms (64% in Hamilton County)

$7.25

Tennessee minimum wage per hour

About 568 Signal Mountain residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 87% of homes in Signal Mountain have three or more bedrooms (64% in Hamilton County); the median home has 8.2 rooms.

Of Signal Mountain households headed by someone 65 or older, 1,106 own their home and 208 rent; among householders 85 and older it is 204 owners and 153 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Signal Mountain compared with Hamilton County and Tennessee

Census figure	Signal Mountain	Hamilton County	Tennessee
Residents 85 or older	6.4%	2.0%	1.6%
Residents 65+ in households who live alone	33%	29%	29%
Residents 65+ with a disability	26%	33%	36%
Residents 65+ below the poverty line (approx.)	5.1%	9.4%	11%
Residents 65 or older	25%	18%	17%
Residents 5+ who speak a language other than English at home	2.7%	9.5%	8.6%
Median income, households headed by someone 65+	$78,875	$56,058	—

Older residents in towns around Signal Mountain

Town	Distance	Residents 65+	Residents 85+
Red Bank, TN	3.4 mi	1,871	231
Chattanooga, TN	7.5 mi	32,190	3,484
Middle Valley, TN	8.8 mi	2,491	369
Harrison, TN	11 mi	1,559	172
East Ridge, TN	12 mi	4,078	693
Rossville, GA	12 mi	784	161

Emergency hospitals near Signal Mountain

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Erlanger Medical Center	Chattanooga, TN	7.3 mi	4 of 5	(423) 778-7000
Parkridge Medical Center	Chattanooga, TN	8.8 mi	4 of 5	(423) 894-4220
Commonspirit-Memorial Hospital-North Georgia	Ringgold, GA	19 mi	3 of 5	(770) 874-5400

Straight-line miles from the center of Signal Mountain. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Signal Mountain

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $15.45 an hour (the Tennessee median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,348 a month (51% of the $6,573 monthly median income of Signal Mountain households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,248 a month (171% of the $6,573 monthly median income of Signal Mountain households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Tennessee has no state minimum wage law, so the federal minimum of $7.25 an hour applies to employers covered by the Fair Labor Standards Act (U.S. Department of Labor).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see TennCare CHOICES: how to get paid to care for a family member in Tennessee.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Signal Mountain: common questions

Where is the nearest emergency hospital to Signal Mountain?

Erlanger Medical Center in Chattanooga, about 7.3 mi in a straight line from the center of Signal Mountain (Medicare hospital file). Its listed phone number is (423) 778-7000. In an emergency, call 911.

How much does live-in care cost in Signal Mountain?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $15.45 an hour (the Tennessee median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,348 a month (51% of the $6,573 monthly median income of Signal Mountain households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,248 a month (171% of the $6,573 monthly median income of Signal Mountain households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Tennessee has no state minimum wage law, so the federal minimum of $7.25 an hour applies to employers covered by the Fair Labor Standards Act (U.S. Department of Labor).

Live-in or 24-hour care in Signal Mountain?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Signal Mountain it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Signal Mountain

More senior care near Signal Mountain

Live-In Caregivers in nearby cities

Other care in Signal Mountain

More for Signal Mountain families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Signal Mountain, TN