Live-In Caregivers in Spotswood, NJ: 24-Hour Home Care

Local figures

Live-In Caregivers in Spotswood, NJ: the local picture

298

residents 85 or older (3.6% of all residents)

962

households headed by someone 65+ own their home (81%)

62%

of Spotswood homes have 3 or more bedrooms (56% in Middlesex County)

$15.92

New Jersey minimum wage per hour

About 298 Spotswood residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 62% of homes in Spotswood have three or more bedrooms (56% in Middlesex County), while 12% have one bedroom or none, where live-in care rarely works; the median home has 6 rooms.

Of Spotswood households headed by someone 65 or older, 962 own their home and 221 rent; among householders 85 and older it is 239 owners and 30 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Spotswood compared with Middlesex County and New Jersey

Census figure	Spotswood	Middlesex County	New Jersey
Residents 85 or older	3.6%	1.8%	2.1%
Residents 65+ in households who live alone	28%	24%	27%
Residents 65+ with a disability	41%	30%	30%
Residents 65+ below the poverty line (approx.)	9.9%	9.0%	9.7%
Residents 65 or older	22%	16%	17%
Residents 5+ who speak a language other than English at home	18%	47%	33%
Median income, households headed by someone 65+	$48,924	$72,915	—

Older residents in towns around Spotswood

Town	Distance	Residents 65+	Residents 85+
Old Bridge, NJ	3.2 mi	5,188	730
South River, NJ	3.7 mi	2,155	334
Jamesburg, NJ	4.0 mi	686	23
Milltown, NJ	4.5 mi	921	123
Rossmoor, NJ	5.8 mi	2,733	331
Dayton, NJ	6.2 mi	989	87

Emergency hospitals near Spotswood

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Jfk University Medical Center	Edison, NJ	2.8 mi	3 of 5	(732) 321-7000
Robert Wood Johnson University Hospital	New Brunswick, NJ	7.2 mi	2 of 5	(732) 828-3000
Saint Peter's University Hospital	New Brunswick, NJ	7.2 mi	3 of 5	(732) 745-8600

Straight-line miles from the center of Spotswood. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Spotswood

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.83 an hour (the New Jersey median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,863 a month (95% of the $4,077 monthly median income of Spotswood households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,980 a month (318% of the $4,077 monthly median income of Spotswood households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. New Jersey's minimum wage is $15.92 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Spotswood: common questions

Where is the nearest emergency hospital to Spotswood?

Jfk University Medical Center in Edison, about 2.8 mi in a straight line from the center of Spotswood (Medicare hospital file). Its listed phone number is (732) 321-7000. In an emergency, call 911.

How much does live-in care cost in Spotswood?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.83 an hour (the New Jersey median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,863 a month (95% of the $4,077 monthly median income of Spotswood households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,980 a month (318% of the $4,077 monthly median income of Spotswood households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. New Jersey's minimum wage is $15.92 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Spotswood?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Spotswood it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Spotswood

More senior care near Spotswood

Live-In Caregivers in nearby cities

Other care in Spotswood

More for Spotswood families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Spotswood, NJ