Live-In Caregivers in St. Peter, MN: 24-Hour Home Care

Local figures

Live-In Caregivers in St. Peter, MN: the local picture

448

residents 85 or older (3.7% of all residents)

862

households headed by someone 65+ own their home (62%)

55%

of St. Peter homes have 3 or more bedrooms (65% in Nicollet County)

$11.41

Minnesota minimum wage per hour

About 448 St. Peter residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 55% of homes in St. Peter have three or more bedrooms (65% in Nicollet County), while 15% have one bedroom or none, where live-in care rarely works; the median home has 6.1 rooms.

Of St. Peter households headed by someone 65 or older, 862 own their home and 532 rent; among householders 85 and older it is 97 owners and 191 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

St. Peter compared with Nicollet County and Minnesota

Census figure	St. Peter	Nicollet County	Minnesota
Residents 85 or older	3.7%	2.5%	2.1%
Residents 65+ in households who live alone	57%	37%	30%
Residents 65+ with a disability	37%	26%	28%
Residents 65+ below the poverty line (approx.)	15%	8.3%	8.8%
Residents 65 or older	17%	18%	17%
Residents 5+ who speak a language other than English at home	12%	7.1%	12%
Median income, households headed by someone 65+	$45,875	$57,389	—

Older residents in towns around St. Peter

Town	Distance	Residents 65+	Residents 85+
Le Sueur, MN	10 mi	788	102
North Mankato, MN	11 mi	2,411	307
Mankato, MN	11 mi	5,772	979
Eagle Lake, MN	12 mi	357	13
Le Center, MN	12 mi	347	49
Lake Crystal, MN	20 mi	501	29

Emergency hospitals near St. Peter

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
River's Edge Hospital & Clinic	St Peter, MN	0.8 mi	not rated	(507) 931-2200
Minnesota Valley Health Center Inc	Le Sueur, MN	9.8 mi	not rated	(507) 665-3375
Mayo Clinic Health System - Mankato	Mankato, MN	12 mi	5 of 5	(507) 625-4031

Straight-line miles from the center of St. Peter. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in St. Peter

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.45 an hour (the Minnesota median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,998 a month (105% of the $3,823 monthly median income of St. Peter households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,432 a month (351% of the $3,823 monthly median income of St. Peter households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Minnesota's minimum wage is $11.41 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in St. Peter: common questions

Where is the nearest emergency hospital to St. Peter?

River's Edge Hospital & Clinic in St Peter, about 0.8 mi in a straight line from the center of St. Peter (Medicare hospital file). Its listed phone number is (507) 931-2200. In an emergency, call 911.

How much does live-in care cost in St. Peter?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.45 an hour (the Minnesota median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,998 a month (105% of the $3,823 monthly median income of St. Peter households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,432 a month (351% of the $3,823 monthly median income of St. Peter households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Minnesota's minimum wage is $11.41 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in St. Peter?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in St. Peter it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near St. Peter

More senior care near St. Peter

Live-In Caregivers in nearby cities

Other care in St. Peter

More for St. Peter families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in St. Peter, MN