Live-In Caregivers in St. Peters, MO: 24-Hour Home Care

Local figures

Live-In Caregivers in St. Peters, MO: the local picture

1,401

residents 85 or older (2.4% of all residents)

5,766

households headed by someone 65+ own their home (76%)

71%

of St. Peters homes have 3 or more bedrooms (77% in St. Charles County)

$15.00

Missouri minimum wage per hour

About 1,401 St. Peters residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 71% of homes in St. Peters have three or more bedrooms (77% in St. Charles County), while 6.8% have one bedroom or none, where live-in care rarely works; the median home has 5.9 rooms.

Of St. Peters households headed by someone 65 or older, 5,766 own their home and 1,798 rent; among householders 85 and older it is 545 owners and 346 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

St. Peters compared with St. Charles County and Missouri

Census figure	St. Peters	St. Charles County	Missouri
Residents 85 or older	2.4%	1.7%	2.0%
Residents 65+ in households who live alone	34%	26%	30%
Residents 65+ with a disability	34%	31%	34%
Residents 65+ below the poverty line (approx.)	8.1%	6.3%	10%
Residents 65 or older	19%	17%	18%
Residents 5+ who speak a language other than English at home	4.6%	5.8%	6.7%
Median income, households headed by someone 65+	$55,369	$67,902	—

Older residents in towns around St. Peters

Town	Distance	Residents 65+	Residents 85+
Cottleville, MO	3.6 mi	901	26
St. Charles, MO	4.9 mi	13,051	1,567
Weldon Spring, MO	5.7 mi	1,512	330
O'Fallon, MO	6.2 mi	13,569	1,506
Dardenne Prairie, MO	6.6 mi	1,954	154
Maryland Heights, MO	8.5 mi	3,659	376

Emergency hospitals near St. Peters

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Barnes-Jewish St Peters Hospital	Saint Peters, MO	1.0 mi	3 of 5	(636) 916-9000
Ssm St Joseph Health Center	Saint Charles, MO	5.5 mi	3 of 5	(636) 947-5000
Progress West Hospital	Ofallon, MO	7.1 mi	4 of 5	(636) 344-2273

Straight-line miles from the center of St. Peters. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in St. Peters

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $15.90 an hour (the Missouri median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,445 a month (75% of the $4,614 monthly median income of St. Peters households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,575 a month (251% of the $4,614 monthly median income of St. Peters households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Missouri's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Consumer Directed Services in Missouri: how a relative becomes a paid caregiver.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in St. Peters: common questions

Where is the nearest emergency hospital to St. Peters?

Barnes-Jewish St Peters Hospital in Saint Peters, about 1.0 mi in a straight line from the center of St. Peters (Medicare hospital file). Its listed phone number is (636) 916-9000. In an emergency, call 911.

How much does live-in care cost in St. Peters?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $15.90 an hour (the Missouri median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,445 a month (75% of the $4,614 monthly median income of St. Peters households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,575 a month (251% of the $4,614 monthly median income of St. Peters households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Missouri's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in St. Peters?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in St. Peters it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near St. Peters

More senior care near St. Peters

Live-In Caregivers in nearby cities

Other care in St. Peters

More for St. Peters families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in St. Peters, MO