Live-In Caregivers in Swansboro, NC: 24-Hour Home Care

Local figures

Live-In Caregivers in Swansboro, NC: the local picture

27

residents 85 or older (0.7% of all residents)

442

households headed by someone 65+ own their home (82%)

81%

of Swansboro homes have 3 or more bedrooms (78% in Onslow County)

$7.25

North Carolina minimum wage per hour

About 27 Swansboro residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 81% of homes in Swansboro have three or more bedrooms (78% in Onslow County); the median home has 6.6 rooms.

Of Swansboro households headed by someone 65 or older, 442 own their home and 95 rent. Renters should check that the lease allows another adult to live in before anyone moves in.

Swansboro compared with Onslow County and North Carolina

Census figure	Swansboro	Onslow County	North Carolina
Residents 85 or older	0.7%	0.8%	1.7%
Residents 65+ in households who live alone	21%	28%	28%
Residents 65+ with a disability	21%	39%	33%
Residents 65+ below the poverty line (approx.)	5.0%	11%	11%
Residents 65 or older	22%	10%	17%
Residents 5+ who speak a language other than English at home	3.3%	10%	13%

Older residents in towns around Swansboro

Town	Distance	Residents 65+	Residents 85+
Cape Carteret, NC	4.2 mi	722	91
Emerald Isle, NC	6.2 mi	1,449	68
Piney Green, NC	11 mi	1,645	193
Jacksonville, NC	15 mi	5,571	546
Newport, NC	15 mi	909	115
Sneads Ferry, NC	17 mi	538	32

Emergency hospitals near Swansboro

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Nmc Camp Lejeune	Camp Lejeune, NC	13 mi	not rated	(910) 450-4300
Onslow Memorial Hospital	Jacksonville, NC	15 mi	1 of 5	(910) 577-2345
Brynn Marr Hosp	Jacksonville, NC	19 mi	not rated	(919) 577-1400

Straight-line miles from the center of Swansboro. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Swansboro

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $15.02 an hour (the North Carolina median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,254 a month. Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $10,935 a month. Private rates are agreed with the caregiver, and overtime rules can add to both. North Carolina's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Swansboro: common questions

Where is the nearest emergency hospital to Swansboro?

Nmc Camp Lejeune in Camp Lejeune, about 13 mi in a straight line from the center of Swansboro (Medicare hospital file). Its listed phone number is (910) 450-4300. In an emergency, call 911.

How much does live-in care cost in Swansboro?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $15.02 an hour (the North Carolina median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,254 a month. Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $10,935 a month. Private rates are agreed with the caregiver, and overtime rules can add to both. North Carolina's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Swansboro?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake. Choose shifts if help is needed several times a night.

More near Swansboro

More senior care near Swansboro

Live-In Caregivers in nearby cities

Other care in Swansboro

More for Swansboro families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Swansboro, NC