Live-In Caregivers in Swartz Creek, MI: 24-Hour Home Care

Local figures

Live-In Caregivers in Swartz Creek, MI: the local picture

196

residents 85 or older (3.3% of all residents)

777

households headed by someone 65+ own their home (71%)

63%

of Swartz Creek homes have 3 or more bedrooms (66% in Genesee County)

$13.73

Michigan minimum wage per hour

About 196 Swartz Creek residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 63% of homes in Swartz Creek have three or more bedrooms (66% in Genesee County), while 12% have one bedroom or none, where live-in care rarely works; the median home has 5.7 rooms.

Of Swartz Creek households headed by someone 65 or older, 777 own their home and 322 rent; among householders 85 and older it is 134 owners and 13 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Swartz Creek compared with Genesee County and Michigan

Census figure	Swartz Creek	Genesee County	Michigan
Residents 85 or older	3.3%	2.2%	2.1%
Residents 65+ in households who live alone	36%	31%	29%
Residents 65+ with a disability	32%	35%	32%
Residents 65+ below the poverty line (approx.)	14%	10%	9.9%
Residents 65 or older	26%	19%	19%
Residents 5+ who speak a language other than English at home	1.7%	3.9%	10%
Median income, households headed by someone 65+	$58,699	$53,022	—

Older residents in towns around Swartz Creek

Town	Distance	Residents 65+	Residents 85+
Flushing, MI	6.9 mi	1,931	215
Flint, MI	7.5 mi	11,327	1,338
Durand, MI	9.4 mi	705	85
Lake Fenton, MI	9.8 mi	1,933	135
Grand Blanc, MI	10 mi	1,384	340
Linden, MI	10 mi	725	87

Emergency hospitals near Swartz Creek

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Mclaren Flint	Flint, MI	3.3 mi	2 of 5	(810) 342-2000
Hurley Medical Center	Flint, MI	7.1 mi	2 of 5	(810) 257-9000
Ascension Genesys Hospital	Grand Blanc, MI	9.9 mi	3 of 5	(810) 606-6050

Straight-line miles from the center of Swartz Creek. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Swartz Creek

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.83 an hour (the Michigan median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,646 a month (75% of the $4,892 monthly median income of Swartz Creek households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,252 a month (250% of the $4,892 monthly median income of Swartz Creek households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Michigan's minimum wage is $13.73 an hour (U.S. Department of Labor table, updated July 1, 2026), rising to $15.00 on January 1, 2027.

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Swartz Creek: common questions

Where is the nearest emergency hospital to Swartz Creek?

Mclaren Flint in Flint, about 3.3 mi in a straight line from the center of Swartz Creek (Medicare hospital file). Its listed phone number is (810) 342-2000. In an emergency, call 911.

How much does live-in care cost in Swartz Creek?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.83 an hour (the Michigan median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,646 a month (75% of the $4,892 monthly median income of Swartz Creek households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,252 a month (250% of the $4,892 monthly median income of Swartz Creek households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Michigan's minimum wage is $13.73 an hour (U.S. Department of Labor table, updated July 1, 2026), rising to $15.00 on January 1, 2027.

Live-in or 24-hour care in Swartz Creek?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Swartz Creek it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Swartz Creek

More senior care near Swartz Creek

Live-In Caregivers in nearby cities

Other care in Swartz Creek

More for Swartz Creek families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Swartz Creek, MI