Live-In Caregivers in Toms River, NJ: 24-Hour Home Care

Local figures

Live-In Caregivers in Toms River, NJ: the local picture

2,474

residents 85 or older (2.6% of all residents)

11,054

households headed by someone 65+ own their home (90%)

65%

of Toms River homes have 3 or more bedrooms (59% in Ocean County)

$15.92

New Jersey minimum wage per hour

About 2,474 Toms River residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 65% of homes in Toms River have three or more bedrooms (59% in Ocean County), while 7.6% have one bedroom or none, where live-in care rarely works; the median home has 6.2 rooms.

Of Toms River households headed by someone 65 or older, 11,054 own their home and 1,193 rent; among householders 85 and older it is 1,624 owners and 164 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Toms River compared with Ocean County and New Jersey

Census figure	Toms River	Ocean County	New Jersey
Residents 85 or older	2.6%	3.1%	2.1%
Residents 65+ in households who live alone	30%	30%	27%
Residents 65+ with a disability	32%	31%	30%
Residents 65+ below the poverty line (approx.)	9.9%	8.3%	9.7%
Residents 65 or older	20%	23%	17%
Residents 5+ who speak a language other than English at home	14%	13%	33%
Median income, households headed by someone 65+	$63,008	$62,752	—

Older residents in towns around Toms River

Town	Distance	Residents 65+	Residents 85+
Leisure Village East, NJ	3.3 mi	3,064	834
Leisure Village, NJ	3.4 mi	2,102	370
Pine Lake Park, NJ	3.8 mi	1,290	152
Holiday City South, NJ	3.8 mi	2,808	435
South Toms River, NJ	4.0 mi	289	19
Beachwood, NJ	4.7 mi	2,182	146

Emergency hospitals near Toms River

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Community Medical Center	Toms River, NJ	1.9 mi	1 of 5	(732) 557-8000
Monmouth Medical Center-Southern Campus	Lakewood, NJ	6.3 mi	3 of 5	(732) 363-1900
Ocean Medical Center	Brick, NJ	7.5 mi	4 of 5	(732) 840-2200

Straight-line miles from the center of Toms River. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Toms River

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.83 an hour (the New Jersey median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,863 a month (74% of the $5,251 monthly median income of Toms River households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,980 a month (247% of the $5,251 monthly median income of Toms River households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. New Jersey's minimum wage is $15.92 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Toms River: common questions

Where is the nearest emergency hospital to Toms River?

Community Medical Center in Toms River, about 1.9 mi in a straight line from the center of Toms River (Medicare hospital file). Its listed phone number is (732) 557-8000. In an emergency, call 911.

How much does live-in care cost in Toms River?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.83 an hour (the New Jersey median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,863 a month (74% of the $5,251 monthly median income of Toms River households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,980 a month (247% of the $5,251 monthly median income of Toms River households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. New Jersey's minimum wage is $15.92 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Toms River?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Toms River it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Toms River

More senior care near Toms River

Live-In Caregivers in nearby cities

Other care in Toms River

More for Toms River families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Toms River, NJ