Live-In Caregivers in Totowa, NJ: 24-Hour Home Care

Local figures

Live-In Caregivers in Totowa, NJ: the local picture

386

residents 85 or older (3.5% of all residents)

1,131

households headed by someone 65+ own their home (96%)

66%

of Totowa homes have 3 or more bedrooms (50% in Passaic County)

$15.92

New Jersey minimum wage per hour

About 386 Totowa residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 66% of homes in Totowa have three or more bedrooms (50% in Passaic County), while 12% have one bedroom or none, where live-in care rarely works; the median home has 6.2 rooms.

Of Totowa households headed by someone 65 or older, 1,131 own their home and 42 rent; among householders 85 and older it is 229 owners and 0 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Totowa compared with Passaic County and New Jersey

Census figure	Totowa	Passaic County	New Jersey
Residents 85 or older	3.5%	1.9%	2.1%
Residents 65+ in households who live alone	19%	25%	27%
Residents 65+ with a disability	29%	30%	30%
Residents 65+ below the poverty line (approx.)	2.9%	12%	9.7%
Residents 65 or older	19%	16%	17%
Residents 5+ who speak a language other than English at home	43%	51%	33%
Median income, households headed by someone 65+	$68,567	$67,066	—

Older residents in towns around Totowa

Town	Distance	Residents 65+	Residents 85+
Woodland Park, NJ	1.6 mi	2,685	459
Singac, NJ	1.8 mi	559	62
Great Notch, NJ	2.3 mi	839	58
Preakness, NJ	2.4 mi	3,785	641
Montclair State University, NJ	2.8 mi	0	0
Haledon, NJ	2.8 mi	1,488	210

Emergency hospitals near Totowa

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
St Mary's General Hospital	Passaic, NJ	5.6 mi	3 of 5	(973) 365-4300
Chilton Medical Center	Pompton Plains, NJ	6.1 mi	5 of 5	(973) 831-5000
Hackensack Meridian Mountainside Medical	Montclair, NJ	6.2 mi	4 of 5	(973) 429-6000

Straight-line miles from the center of Totowa. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Totowa

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.83 an hour (the New Jersey median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,863 a month (68% of the $5,714 monthly median income of Totowa households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,980 a month (227% of the $5,714 monthly median income of Totowa households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. New Jersey's minimum wage is $15.92 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Totowa: common questions

Where is the nearest emergency hospital to Totowa?

St Mary's General Hospital in Passaic, about 5.6 mi in a straight line from the center of Totowa (Medicare hospital file). Its listed phone number is (973) 365-4300. In an emergency, call 911.

How much does live-in care cost in Totowa?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.83 an hour (the New Jersey median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,863 a month (68% of the $5,714 monthly median income of Totowa households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,980 a month (227% of the $5,714 monthly median income of Totowa households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. New Jersey's minimum wage is $15.92 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Totowa?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Totowa it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Totowa

More senior care near Totowa

Live-In Caregivers in nearby cities

Other care in Totowa

More for Totowa families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Totowa, NJ