Live-In Caregivers in White Bluff, TN: 24-Hour Home Care

Local figures

Live-In Caregivers in White Bluff, TN: the local picture

10

residents 85 or older (0.2% of all residents)

324

households headed by someone 65+ own their home (78%)

68%

of White Bluff homes have 3 or more bedrooms (76% in Dickson County)

$7.25

Tennessee minimum wage per hour

About 10 White Bluff residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 68% of homes in White Bluff have three or more bedrooms (76% in Dickson County), while 5.4% have one bedroom or none, where live-in care rarely works; the median home has 5.8 rooms.

Of White Bluff households headed by someone 65 or older, 324 own their home and 92 rent. Renters should check that the lease allows another adult to live in before anyone moves in.

White Bluff compared with Dickson County and Tennessee

Census figure	White Bluff	Dickson County	Tennessee
Residents 85 or older	0.2%	1.4%	1.6%
Residents 65+ in households who live alone	32%	28%	29%
Residents 65+ with a disability	32%	37%	36%
Residents 65+ below the poverty line (approx.)	35%	11%	11%
Residents 65 or older	17%	17%	17%
Residents 5+ who speak a language other than English at home	4.5%	3.4%	8.6%
Median income, households headed by someone 65+	$42,667	$50,523	—

Older residents in towns around White Bluff

Town	Distance	Residents 65+	Residents 85+
Kingston Springs, TN	5.9 mi	616	46
Dickson, TN	9.1 mi	2,349	158
Fairview, TN	9.5 mi	1,197	68
Ashland City, TN	15 mi	884	78
Belle Meade, TN	20 mi	540	108
Forest Hills, TN	21 mi	1,226	213

Emergency hospitals near White Bluff

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Tristar Horizon Medical Center	Dickson, TN	11 mi	3 of 5	(615) 446-0446
Tristar Ashland City Medical Center	Ashland City, TN	15 mi	not rated	(615) 792-3030
Ascension Saint Thomas Hospital	Nashville, TN	19 mi	3 of 5	(615) 222-2111

Straight-line miles from the center of White Bluff. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in White Bluff

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $15.45 an hour (the Tennessee median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,348 a month (94% of the $3,556 monthly median income of White Bluff households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,248 a month (316% of the $3,556 monthly median income of White Bluff households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Tennessee has no state minimum wage law, so the federal minimum of $7.25 an hour applies to employers covered by the Fair Labor Standards Act (U.S. Department of Labor).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see TennCare CHOICES: how to get paid to care for a family member in Tennessee.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in White Bluff: common questions

Where is the nearest emergency hospital to White Bluff?

Tristar Horizon Medical Center in Dickson, about 11 mi in a straight line from the center of White Bluff (Medicare hospital file). Its listed phone number is (615) 446-0446. In an emergency, call 911.

How much does live-in care cost in White Bluff?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $15.45 an hour (the Tennessee median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,348 a month (94% of the $3,556 monthly median income of White Bluff households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,248 a month (316% of the $3,556 monthly median income of White Bluff households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Tennessee has no state minimum wage law, so the federal minimum of $7.25 an hour applies to employers covered by the Fair Labor Standards Act (U.S. Department of Labor).

Live-in or 24-hour care in White Bluff?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in White Bluff it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near White Bluff

More senior care near White Bluff

Live-In Caregivers in nearby cities

Other care in White Bluff

More for White Bluff families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in White Bluff, TN