Live-In Caregivers in White Horse, NJ: 24-Hour Home Care

Local figures

Live-In Caregivers in White Horse, NJ: the local picture

138

residents 85 or older (1.3% of all residents)

1,184

households headed by someone 65+ own their home (91%)

78%

of White Horse homes have 3 or more bedrooms (59% in Mercer County)

$15.92

New Jersey minimum wage per hour

About 138 White Horse residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 78% of homes in White Horse have three or more bedrooms (59% in Mercer County), while 5.8% have one bedroom or none, where live-in care rarely works; the median home has 6.2 rooms.

Of White Horse households headed by someone 65 or older, 1,184 own their home and 123 rent; among householders 85 and older it is 98 owners and 0 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

White Horse compared with Mercer County and New Jersey

Census figure	White Horse	Mercer County	New Jersey
Residents 85 or older	1.3%	2.1%	2.1%
Residents 65+ in households who live alone	28%	31%	27%
Residents 65+ with a disability	30%	29%	30%
Residents 65+ below the poverty line (approx.)	4.4%	9.6%	9.7%
Residents 65 or older	21%	16%	17%
Residents 5+ who speak a language other than English at home	26%	36%	33%
Median income, households headed by someone 65+	$62,159	$69,906	—

Older residents in towns around White Horse

Town	Distance	Residents 65+	Residents 85+
Yardville, NJ	2.0 mi	1,546	204
Bordentown, NJ	2.9 mi	773	98
Groveville, NJ	3.0 mi	820	54
Mercerville, NJ	3.1 mi	2,871	371
Hamilton Square, NJ	3.5 mi	2,701	403
Trenton, NJ	4.0 mi	10,831	1,209

Emergency hospitals near White Horse

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Robert Wood Johnson University Hospital At Hamilton	Hamilton, NJ	3.7 mi	4 of 5	(609) 586-7900
Capital Health Regional Medical Center	Trenton, NJ	5.2 mi	2 of 5	(609) 394-6000
Lower Bucks Hospital	Bristol, PA	9.6 mi	3 of 5	(215) 785-9200

Straight-line miles from the center of White Horse. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in White Horse

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.83 an hour (the New Jersey median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,863 a month (75% of the $5,180 monthly median income of White Horse households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,980 a month (251% of the $5,180 monthly median income of White Horse households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. New Jersey's minimum wage is $15.92 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in White Horse: common questions

Where is the nearest emergency hospital to White Horse?

Robert Wood Johnson University Hospital At Hamilton in Hamilton, about 3.7 mi in a straight line from the center of White Horse (Medicare hospital file). Its listed phone number is (609) 586-7900. In an emergency, call 911.

How much does live-in care cost in White Horse?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.83 an hour (the New Jersey median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,863 a month (75% of the $5,180 monthly median income of White Horse households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,980 a month (251% of the $5,180 monthly median income of White Horse households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. New Jersey's minimum wage is $15.92 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in White Horse?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in White Horse it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near White Horse

More senior care near White Horse

Live-In Caregivers in nearby cities

Other care in White Horse

More for White Horse families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in White Horse, NJ