Live-In Caregivers in Zionsville, IN: 24-Hour Home Care

Local figures

Live-In Caregivers in Zionsville, IN: the local picture

692

residents 85 or older (2.2% of all residents)

2,410

households headed by someone 65+ own their home (83%)

83%

of Zionsville homes have 3 or more bedrooms (76% in Boone County)

$7.25

Indiana minimum wage per hour

About 692 Zionsville residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 83% of homes in Zionsville have three or more bedrooms (76% in Boone County); the median home has 10 rooms.

Of Zionsville households headed by someone 65 or older, 2,410 own their home and 506 rent; among householders 85 and older it is 264 owners and 216 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Zionsville compared with Boone County and Indiana

Census figure	Zionsville	Boone County	Indiana
Residents 85 or older	2.2%	1.8%	1.9%
Residents 65+ in households who live alone	25%	27%	30%
Residents 65+ with a disability	26%	30%	33%
Residents 65+ below the poverty line (approx.)	7.8%	8.7%	9.1%
Residents 65 or older	15%	15%	17%
Residents 5+ who speak a language other than English at home	7.1%	7.2%	10%
Median income, households headed by someone 65+	$89,909	$66,497	—

Older residents in towns around Zionsville

Town	Distance	Residents 65+	Residents 85+
Whitestown, IN	3.0 mi	1,025	54
Lebanon, IN	7.3 mi	3,015	438
Carmel, IN	9.4 mi	14,993	1,930
Westfield, IN	9.5 mi	6,957	765
Sheridan, IN	11 mi	519	20
Pittsboro, IN	11 mi	344	12

Emergency hospitals near Zionsville

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Witham Health Services	Lebanon, IN	8.4 mi	4 of 5	(765) 485-8000
St Vincent Heart Center	Carmel, IN	9.3 mi	5 of 5	(317) 583-5000
Ascension St Vincent Hospital	Indianapolis, IN	9.9 mi	2 of 5	(317) 338-7000

Straight-line miles from the center of Zionsville. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Zionsville

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.86 an hour (the Indiana median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,653 a month (49% of the $7,492 monthly median income of Zionsville households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,274 a month (164% of the $7,492 monthly median income of Zionsville households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Indiana's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Zionsville: common questions

Where is the nearest emergency hospital to Zionsville?

Witham Health Services in Lebanon, about 8.4 mi in a straight line from the center of Zionsville (Medicare hospital file). Its listed phone number is (765) 485-8000. In an emergency, call 911.

How much does live-in care cost in Zionsville?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.86 an hour (the Indiana median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,653 a month (49% of the $7,492 monthly median income of Zionsville households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,274 a month (164% of the $7,492 monthly median income of Zionsville households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Indiana's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Zionsville?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Zionsville it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Zionsville

More senior care near Zionsville

Live-In Caregivers in nearby cities

Other care in Zionsville

More for Zionsville families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Zionsville, IN