In-Home Personal Care in Lake St. Louis, MO

Local figures

Personal Care in Lake St. Louis, MO: the local picture

5.1%

of residents 65+ have difficulty dressing or bathing (5.1% in St. Charles County)

15%

of residents 65+ have serious difficulty walking or climbing stairs (18% in St. Charles County)

270

residents 85 or older (1.5% of all residents)

27

Medicare-certified home health agencies list Lake St. Louis ZIP codes in their service area

About 189 Lake St. Louis residents aged 65 or older have difficulty dressing or bathing (5.1%; 5.1% in St. Charles County). The Census Bureau calls this a self-care difficulty, and it is what personal care is for.

565 have serious difficulty walking or climbing stairs (15%), so many personal care visits also mean help getting to the bathroom or shower safely.

270 of the 3,712 older residents are 85 or older; needs for hands-on help rise with age.

Lake St. Louis compared with St. Charles County and Missouri

Census figure	Lake St. Louis	St. Charles County	Missouri
Residents 65+ with difficulty dressing or bathing	5.1%	5.1%	6.4%
Residents 65+ with serious difficulty walking	15%	18%	21%
Residents 85 or older	1.5%	1.7%	2.0%
Residents 65+ with a disability	28%	31%	34%
Residents 65+ in households who live alone	17%	26%	30%
Residents 65+ below the poverty line (approx.)	9.2%	6.3%	10%
Median income, households headed by someone 65+	$80,422	$67,902	—

Older residents in towns around Lake St. Louis

Town	Distance	Residents 65+	Self-care difficulty (65+)
O'Fallon, MO	3.5 mi	13,569	4.8%
Dardenne Prairie, MO	4.6 mi	1,954	3.1%
Wentzville, MO	5.2 mi	6,519	3.3%
St. Paul, MO	5.3 mi	418	3.8%
Cottleville, MO	7.2 mi	901	7.0%
Weldon Spring, MO	8.7 mi	1,512	1.6%

Home health agencies with aides serving Lake St. Louis

Agency	Office	Distance	CMS quality stars	Services listed	Phone
Healthy Family Home Care, LLC	Ellisville, MO	17 mi	4.5 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(636) 594-2332
Phoenix Home Care And Hospice	Saint Louis, MO	18 mi	4.5 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(636) 695-4330
Elara Caring	Bridgeton, MO	20 mi	4.5 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(800) 381-5931
Evertrue Home Health	St. Louis, MO	26 mi	4.5 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(314) 352-7889
Aw Health Care	Saint Louis, MO	26 mi	4.5 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(314) 726-5600
St Luke's Home Health Services	Chesterfield, MO	16 mi	4 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(314) 205-6612

Straight-line miles from the center of Lake St. Louis. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a personal care aide can help with

Bathing or showering, with a shower chair if needed
Dressing and undressing
Toileting and incontinence care
Grooming: hair, shaving and oral care

Cost

What personal care costs in Lake St. Louis

At the Missouri median aide wage of $15.90 an hour, 20 hours of help a week comes to about $1,378 a month in wages, which is 21% of the $6,702 monthly median income of Lake St. Louis households headed by someone 65 or older. Private rates are agreed directly with the caregiver, so yours may be higher or lower. Missouri's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Consumer Directed Services in Missouri: how a relative becomes a paid caregiver.

Before you hire

What to know before hiring a personal care aide

The Census Bureau asks whether a person has difficulty dressing or bathing, which it calls a self-care difficulty; it is the clearest sign that someone needs personal care. Medicare does not pay for personal care when it is the only care needed (Medicare.gov), but many state Medicaid programs do for people who qualify.

Questions worth asking: How do you protect a client’s dignity during bathing and toileting? Are you trained in safe transfers? Can you keep the same morning or evening hours each day? More in our personal care guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Personal Care in Lake St. Louis: common questions

How much does personal care cost in Lake St. Louis?

At the Missouri median aide wage of $15.90 an hour, 20 hours of help a week comes to about $1,378 a month in wages, which is 21% of the $6,702 monthly median income of Lake St. Louis households headed by someone 65 or older. Private rates are agreed directly with the caregiver, so yours may be higher or lower. Missouri's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

What is the difference between personal care and companion care?

Companion care is company and help around the house. Personal care is hands-on help with the body: bathing, dressing, toileting and grooming. Many caregivers offer both; say in your posting which you need.

More near Lake St. Louis

More senior care near Lake St. Louis

Personal Care in nearby cities

Other care in Lake St. Louis

More for Lake St. Louis families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.