Personal Care in St. Cloud, FL: Help With Bathing & Dressing

Local figures

Personal Care in St. Cloud, FL: the local picture

7.7%

of residents 65+ have difficulty dressing or bathing (8.5% in Osceola County)

28%

of residents 65+ have serious difficulty walking or climbing stairs (24% in Osceola County)

782

residents 85 or older (1.2% of all residents)

41

Medicare-certified home health agencies list St. Cloud ZIP codes in their service area

About 578 St. Cloud residents aged 65 or older have difficulty dressing or bathing (7.7%; 8.5% in Osceola County). The Census Bureau calls this a self-care difficulty, and it is what personal care is for.

2,142 have serious difficulty walking or climbing stairs (28%), so many personal care visits also mean help getting to the bathroom or shower safely.

782 of the 8,014 older residents are 85 or older; needs for hands-on help rise with age.

St. Cloud compared with Osceola County and Florida

Census figure	St. Cloud	Osceola County	Florida
Residents 65+ with difficulty dressing or bathing	7.7%	8.5%	6.4%
Residents 65+ with serious difficulty walking	28%	24%	20%
Residents 85 or older	1.2%	1.3%	2.6%
Residents 65+ with a disability	42%	38%	31%
Residents 65+ in households who live alone	21%	18%	25%
Residents 65+ below the poverty line (approx.)	16%	15%	12%
Median income, households headed by someone 65+	$44,364	$49,258	—

Older residents in towns around St. Cloud

Town	Distance	Residents 65+	Self-care difficulty (65+)
Buenaventura Lakes, FL	8.0 mi	4,690	8.9%
Kissimmee, FL	9.4 mi	9,414	13%
Meadow Woods, FL	10.0 mi	4,801	12%
Southchase, FL	12 mi	2,635	10%
Orlando, FL	12 mi	36,257	8.0%
Hunters Creek, FL	13 mi	3,342	4.1%

Home health agencies with aides serving St. Cloud

Agency	Office	Distance	CMS quality stars	Services listed	Phone
Trilogy Home Healthcare	Orlando, FL	18 mi	5 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(407) 259-2272
Acute Home Healthcare Inc	Orlando, FL	22 mi	5 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	—
Southeast Homecare	Orlando, FL	25 mi	5 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(407) 382-1240
Advantage Care Solutions Inc	Lake Mary, FL	36 mi	5 of 5	nursing, physical therapy, occupational therapy, speech therapy, home health aides	(321) 233-3922
Enhabit Home Health	Orlando, FL	17 mi	4.5 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(407) 846-2252
Florida Homecare Specialists Inc	Lady Lake, FL	62 mi	4.5 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(352) 753-2206

Straight-line miles from the center of St. Cloud. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a personal care aide can help with

Bathing or showering, with a shower chair if needed
Dressing and undressing
Toileting and incontinence care
Grooming: hair, shaving and oral care

Cost

What personal care costs in St. Cloud

At the Florida median aide wage of $16.25 an hour, 20 hours of help a week comes to about $1,408 a month in wages, which is 38% of the $3,697 monthly median income of St. Cloud households headed by someone 65 or older. Private rates are agreed directly with the caregiver, so yours may be higher or lower. Florida's minimum wage rose to $15.00 an hour on September 30, 2026, under Article X, Section 24 of the Florida Constitution.

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see How to get paid to take care of a family member in Florida: SMMC LTC and the PDO.

Before you hire

What to know before hiring a personal care aide

The Census Bureau asks whether a person has difficulty dressing or bathing, which it calls a self-care difficulty; it is the clearest sign that someone needs personal care. Medicare does not pay for personal care when it is the only care needed (Medicare.gov), but many state Medicaid programs do for people who qualify.

Questions worth asking: How do you protect a client’s dignity during bathing and toileting? Are you trained in safe transfers? Can you keep the same morning or evening hours each day? More in our personal care guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Personal Care in St. Cloud: common questions

How much does personal care cost in St. Cloud?

At the Florida median aide wage of $16.25 an hour, 20 hours of help a week comes to about $1,408 a month in wages, which is 38% of the $3,697 monthly median income of St. Cloud households headed by someone 65 or older. Private rates are agreed directly with the caregiver, so yours may be higher or lower. Florida's minimum wage rose to $15.00 an hour on September 30, 2026, under Article X, Section 24 of the Florida Constitution.

What is the difference between personal care and companion care?

Companion care is company and help around the house. Personal care is hands-on help with the body: bathing, dressing, toileting and grooming. Many caregivers offer both; say in your posting which you need.

More near St. Cloud

More senior care near St. Cloud

Personal Care in nearby cities

Other care in St. Cloud

More for St. Cloud families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

In-Home Personal Care in St. Cloud, FL